ONB vs WU
Old National Bank vs The Western Union Company — AI-powered side-by-side comparison
ONB
Old National Bank
72
Buy
VS
WU
The Western Union Company
49
Watch
| Metric | ONB | WU |
|---|
| AI Score |
72
|
49
|
| Price |
$26.84
|
$7.04
|
| P/E Ratio |
11.77×
|
5.64×
|
| ROE |
7.9%
|
52.2%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
66.8%
|
33.0%
|
| Debt / Equity |
0.98×
|
2.95×
|
| Dividend Yield |
2.1%
|
13.3%
|
| RSI (14) |
46.6
|
37.9
|
| Beta |
0.839
|
0.519
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for ONB versus WU.
ONB leads by 23 points.
ONB scores 72/100 (Buy) versus WU at 49/100 (Watch).
ONB Committee View
83% agreement
6 analysts
The primary driver is revenue growing 79.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 11.5 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Revenue growing 79.9% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
WU Committee View
33% agreement
6 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Growth Analyst remains cautious — revenue declining -1.6% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 5.6 is inexpensive for the broad market — Value
- ROE of 42.6% shows genuine earnings power backing the valuation — Value
- Dividend yield of 10.3% pays you to wait — Value
Bear Case
- Debt-to-equity of 3.00 adds balance-sheet risk to the value case — Value
- Revenue declining -1.6% YoY -- this is not a growth story right now — Growth
- EPS declining -53.2% YoY despite any revenue growth — Growth