PFG vs RF
Principal Financial Group vs Regions Financial Corporation — AI-powered side-by-side comparison
PFG
Principal Financial Group
71
Buy
VS
RF
Regions Financial Corporation
69
Buy
| Metric | PFG | RF |
|---|
| AI Score |
71
|
69
|
| Price |
$113.78
|
$31.46
|
| P/E Ratio |
16.11×
|
12.67×
|
| ROE |
10.0%
|
11.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
48.5%
|
76.8%
|
| Debt / Equity |
0.36×
|
0.40×
|
| Dividend Yield |
2.8%
|
3.4%
|
| RSI (14) |
50.3
|
54.6
|
| Beta |
0.88
|
1.012
|
| Expected Upside |
—
|
+0.3%
|
AI Committee View
Current Innellis committee reasoning for PFG versus RF.
PFG leads by 2 points.
PFG scores 71/100 (Buy) versus RF at 69/100 (Buy).
PFG Committee View
100% agreement
4 analysts
The primary driver is quarter-over-quarter growth rate is accelerating, not just positive. The main limiting factor is 3 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
RF Committee View
100% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.26) -- balance sheet can absorb a shock. The main limiting factor is 3 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- Dividend yield of 3.8% pays you to wait — Value
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical