STT vs WTFC
State Street Corporation vs Wintrust Financial — AI-powered side-by-side comparison
STT
State Street Corporation
72
Buy
VS
WTFC
Wintrust Financial
74
Buy
| Metric | STT | WTFC |
|---|
| AI Score |
72
|
74
|
| Price |
$185.72
|
$153.43
|
| P/E Ratio |
16.64×
|
12.58×
|
| ROE |
10.6%
|
11.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
65.3%
|
63.6%
|
| Debt / Equity |
1.08×
|
0.58×
|
| Dividend Yield |
1.8%
|
1.4%
|
| RSI (14) |
69.0
|
37.1
|
| Beta |
1.418
|
0.845
|
| Expected Upside |
—
|
+2.6%
|
AI Committee View
Current Innellis committee reasoning for STT versus WTFC.
WTFC leads by 2 points.
WTFC scores 74/100 (Buy) versus STT at 72/100 (Buy).
STT Committee View
100% agreement
5 analysts
The primary driver is revenue growing 181.2% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2974.99). The committee is constructive but not yet at full conviction.
Bull Case
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.9% pays you to wait — Value
- Revenue growing 181.2% YoY -- genuine top-line momentum — Growth
Bear Case
- RSI at 76 is in overbought territory — Technical
- Weekly RSI at 93 -- overbought on the larger timeframe too — Technical
WTFC Committee View
100% agreement
6 analysts
The primary driver is revenue growing 79.3% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 2974.99). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Revenue growing 79.3% YoY -- genuine top-line momentum — Growth
Bear Case
- MACD histogram is negative (-0.175) — bearish momentum.
- Risk/reward is unfavorable: 9.7% downside vs 2.6% upside.