STT · NYSE · STOCK
State Street (STT) Stock Analysis
$165.74
52W $104.64 – $195.93
63/100
$46.04B
13.5
1.42
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is STT Bullish or Bearish?
Bullish.
Innellis AI committee rates State Street Corporation (STT) Buy with a composite score of 63/100
, based on 5 analysts with 80% agreement.
Last updated October 16, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +11.87 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -8.13 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 12.4 is inexpensive for the broad market. Portfolio Manager remains cautious — sector concentration is already high (hhi 2739.42). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 12.4 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.9% pays you to wait — Value
- Revenue growing 181.2% YoY -- genuine top-line momentum — Growth
- EPS growing 28.5% YoY — Growth
- News sentiment is positive (+0.20 across 80 articles, 14d) — News
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- RSI at 19 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 16, 2026
Overall Committee Score
63/100
Agreement
80%
Analysts
5
Conviction
Contested
Sector Rank
Top 32%
of 211 Financial Services peers
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.4 is inexpensive for the broad market
Growth Analyst
bullish
68
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 181.2% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bearish
38
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 19 is in oversold territory (could mean either capitulation or a bounce setup)
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 80 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2739.42)
Investment Thesis Evolution
Committee score moved marginally from 63.6 to 63.1.
- New bearish signals: 2 appeared.
- Bullish support removed: 3 signal(s) disappeared.
- New bullish signals: 3 appeared.
- Bearish pressure eased: 3 signal(s) disappeared.
Analyst-level changes:
- Growth Analyst: +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Portfolio Manager: +1 bearish signal(s).
- Technical Analyst: +1 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-15 to 2026-10-16 (1 day apart).
Technical Analysis
RSI (14)
18.7
Oversold
MACD Histogram
-0.677
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$116.53
Resistance
$191.70
Bollinger %B
0.00
Inside Bands
Price vs Moving Averages
EMA 9
$172.55
Below
EMA 21
$176.61
Below
EMA 50
$179.71
Below
EMA 200
$160.66
Above
Fundamental Analysis
Valuation
99
Growth
43
Profitability
60
Financial Health
90
Cash Flow
15
Valuation
P/E Ratio
13.5×
P/B Ratio
1.60×
PEG Ratio
0.45
Dividend Yield
2.05%
52W High
$195.93
52W Low
$104.64
Quality & Growth
ROE
1057.8%
ROA
80.5%
Gross Margin
6643.5%
Operating Margin
2002.4%
Revenue Growth YoY
—
Debt / Equity
0.91
AI Fundamental Assessment
P/E ratio of 13.5 (inexpensive relative to a 15-40x range); Price-to-book of 1.6x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.6%; Return on assets of 0.8%; Net margin of 15.8%; Gross margin of 66.4%; Current ratio of 92.69 (healthy short-term liquidity); Debt-to-equity of 0.91; Free cash flow per share is negative (-18.78); Most recent quarter missed estimates by 0.6%; EPS growth decelerating (+28.5% -> +1.1% QoQ); Analyst estimates rising over recent quarters
Get the Full STT Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →