STT · NYSE · STOCK
State Street (STT) Stock Analysis
$174.96
52W $104.64 – $195.93
69/100
$48.42B
15.2
1.42
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is STT Bullish or Bearish?
Bullish.
Innellis AI committee rates State Street Corporation (STT) Buy with a composite score of 69/100
, based on 5 analysts with 80% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +6.35 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -13.65 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 181.2% yoy -- genuine top-line momentum. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 13.9 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.9% pays you to wait — Value
- Revenue growing 181.2% YoY -- genuine top-line momentum — Growth
- EPS growing 26.6% YoY — Growth
- 3 consecutive earnings beats -- consistent execution — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
69/100
Agreement
80%
Analysts
5
Conviction
High
Sector Rank
Top 10%
of 211 Financial Services peers
Value Analyst
bullish
80
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.9 is inexpensive for the broad market
Growth Analyst
bullish
84
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 181.2% YoY -- genuine top-line momentum
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.27 across 37 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 68.2 to 68.7.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 2 appeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
31.4
Neutral
MACD Histogram
-0.357
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$116.53
Resistance
$191.70
Bollinger %B
0.23
Inside Bands
Price vs Moving Averages
EMA 9
$176.19
Below
EMA 21
$179.46
Below
EMA 50
$181.28
Below
EMA 200
$160.25
Above
Fundamental Analysis
Valuation
99
Growth
84
Profitability
59
Financial Health
82
Cash Flow
15
Valuation
P/E Ratio
15.2×
P/B Ratio
1.72×
PEG Ratio
0.56
Dividend Yield
1.97%
52W High
$195.93
52W Low
$104.64
Quality & Growth
ROE
1057.8%
ROA
80.5%
Gross Margin
6527.2%
Operating Margin
1904.8%
Revenue Growth YoY
—
Debt / Equity
1.08
AI Fundamental Assessment
P/E ratio of 15.2 (inexpensive relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.6%; Return on assets of 0.8%; Net margin of 15.0%; Gross margin of 65.3%; Current ratio of 1.92 (healthy short-term liquidity); Debt-to-equity of 1.08; Free cash flow per share is negative (-18.50); Most recent quarter beat estimates by 8.5%; 3 consecutive earnings beats; EPS growth accelerating (-4.4% -> +28.5% QoQ); Analyst estimates rising over recent quarters
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