STT · NYSE · STOCK
State Street (STT) Stock Analysis
$187.21
52W $104.64 – $195.18
68/100
$51.79B
16.2
1.42
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is STT Bullish or Bearish?
Bullish.
Innellis AI committee rates State Street Corporation (STT) Buy with a composite score of 68/100
, based on 5 analysts with 100% agreement.
Last updated August 23, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +6.64 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -13.36 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is revenue growing 181.2% yoy -- genuine top-line momentum. The main limiting factor is sector concentration is already high (hhi 3069.37). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 3.9% pays you to wait — Value
- Revenue growing 181.2% YoY -- genuine top-line momentum — Growth
- EPS growing 26.6% YoY — Growth
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 77 -- overbought on the larger timeframe too — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 23, 2026
Overall Committee Score
68/100
Agreement
100%
Analysts
5
Conviction
Unanimous
Sector Rank
Top 7%
of 211 Financial Services peers
Value Analyst
bullish
70
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ Price-to-book of 1.3x is a discount to asset value
Growth Analyst
bullish
84
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 181.2% YoY -- genuine top-line momentum
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3069.37)
Investment Thesis Evolution
Committee score moved marginally from 68.4 to 68.4.
Comparing 2026-08-22 to 2026-08-23 (1 day apart).
Technical Analysis
RSI (14)
50.3
Neutral
MACD Histogram
-0.700
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$116.53
Resistance
$191.70
Bollinger %B
0.57
Inside Bands
Price vs Moving Averages
EMA 9
$187.52
Below
EMA 21
$185.96
Above
EMA 50
$178.95
Above
EMA 200
$150.63
Above
Fundamental Analysis
Valuation
97
Growth
84
Profitability
59
Financial Health
82
Cash Flow
15
Valuation
P/E Ratio
16.2×
P/B Ratio
1.84×
PEG Ratio
0.60
Dividend Yield
1.80%
52W High
$195.18
52W Low
$104.64
Quality & Growth
ROE
1057.8%
ROA
80.5%
Gross Margin
6527.2%
Operating Margin
1904.8%
Revenue Growth YoY
—
Debt / Equity
1.08
AI Fundamental Assessment
P/E ratio of 16.2 (inexpensive relative to a 15-40x range); Price-to-book of 1.8x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.6%; Return on assets of 0.8%; Net margin of 15.0%; Gross margin of 65.3%; Current ratio of 1.92 (healthy short-term liquidity); Debt-to-equity of 1.08; Free cash flow per share is negative (-18.50); Most recent quarter beat estimates by 8.5%; 3 consecutive earnings beats; EPS growth accelerating (-4.4% -> +28.5% QoQ); Analyst estimates rising over recent quarters
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