TD vs ZION
The Toronto-Dominion Bank vs Zions Bancorporation — AI-powered side-by-side comparison
TD
The Toronto-Dominion Bank
61
Buy
VS
ZION
Zions Bancorporation
73
Buy
| Metric | TD | ZION |
|---|
| AI Score |
61
|
73
|
| Price |
$121.38
|
$70.97
|
| P/E Ratio |
19.89×
|
9.02×
|
| ROE |
16.1%
|
12.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
53.0%
|
71.4%
|
| Debt / Equity |
5.57×
|
0.41×
|
| Dividend Yield |
2.6%
|
2.5%
|
| RSI (14) |
55.9
|
53.1
|
| Beta |
0.873
|
0.781
|
| Expected Upside |
—
|
+6.8%
|
AI Committee View
Current Innellis committee reasoning for TD versus ZION.
ZION leads by 12 points.
ZION scores 73/100 (Buy) versus TD at 61/100 (Buy).
TD Committee View
50% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- Dividend yield of 2.6% pays you to wait — Value
- Revenue growing 116.1% YoY -- genuine top-line momentum — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Debt-to-equity of 2.20 adds balance-sheet risk to the value case — Value
- EPS declining -11.4% YoY despite any revenue growth — Growth
- MACD histogram negative -- bearish momentum — Technical
ZION Committee View
100% agreement
5 analysts
The primary driver is revenue growing 53.6% yoy -- genuine top-line momentum. The main limiting factor is 2 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 10.6 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- Dividend yield of 3.0% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical