TPG vs UBSI
TPG Inc. vs United Bankshares — AI-powered side-by-side comparison
VS
UBSI
United Bankshares
73
Buy
| Metric | TPG | UBSI |
| AI Score |
58
|
73
|
| Price |
$50.62
|
$48.50
|
| P/E Ratio |
41.48×
|
13.22×
|
| ROE |
15.6%
|
8.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
95.9%
|
67.8%
|
| Debt / Equity |
0.52×
|
0.15×
|
| Dividend Yield |
4.4%
|
3.1%
|
| RSI (14) |
80.7
|
46.0
|
| Beta |
1.421
|
0.727
|
| Expected Upside |
—
|
—
|
AI Committee View
Current Innellis committee reasoning for TPG versus UBSI.
UBSI leads by 15 points.
UBSI scores 73/100 (Buy) versus TPG at 58/100 (Watch).
TPG Committee View
50% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 30.2% yoy -- genuine top-line momentum. Risk Analyst remains cautious — high leverage (debt-to-equity 1.53) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- ROE of 20.1% shows genuine earnings power backing the valuation — Value
- Dividend yield of 4.5% pays you to wait — Value
- Revenue growing 30.2% YoY -- genuine top-line momentum — Growth
Bear Case
- P/E of 80.4 is expensive by classic value standards — Value
- Price-to-book of 20.4x prices in significant intangible value — Value
- Debt-to-equity of 1.53 adds balance-sheet risk to the value case — Value
UBSI Committee View
83% agreement
6 analysts
The primary driver is revenue growing 50.6% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.8 is inexpensive for the broad market — Value
- Price-to-book of 1.0x is a discount to asset value — Value
- Dividend yield of 3.2% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical