VLY vs WBS
Valley Bank vs Webster Bank — AI-powered side-by-side comparison
| Metric | VLY | WBS |
|---|
| AI Score |
72
|
73
|
| Price |
$14.61
|
$78.96
|
| P/E Ratio |
12.02×
|
12.83×
|
| ROE |
7.7%
|
10.6%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
50.5%
|
62.5%
|
| Debt / Equity |
0.44×
|
0.46×
|
| Dividend Yield |
3.0%
|
2.0%
|
| RSI (14) |
49.7
|
69.8
|
| Beta |
1.048
|
1.005
|
| Expected Upside |
+1.0%
|
—
|
AI Committee View
Current Innellis committee reasoning for VLY versus WBS.
WBS leads by 1 points.
WBS scores 73/100 (Buy) versus VLY at 72/100 (Buy).
VLY Committee View
83% agreement
6 analysts
The primary driver is revenue growing 77.7% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 0.8x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
WBS Committee View
83% agreement
6 analysts
The primary driver is revenue growing 93.5% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.6 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 93.5% YoY -- genuine top-line momentum — Growth
Bear Case
- Weekly RSI at 81 -- overbought on the larger timeframe too — Technical