NASDAQ · STOCK

Cincinnati Financial

CINF Insurance Unknown Updated July 07, 2026
$177.74
52W $143.87 – $194.81
64/100
$28.09B
10.3
0.56
Price History (6M)
AI Committee Verdict
Buy
Conviction: Moderate · 67% agreement · 6 analysts
-13.7%
100%
Executive Summary
5 analysts weighed in with 60% agreement on a bullish lean. Macro Analyst: Market regime is bullish (Bull market -- normal position sizing). Risk Analyst: Bollinger bandwidth of 19.8% signals elevated volatility. Overall recommendation: WATCH.
Executive Summary
5 analysts weighed in with 60% agreement on a bullish lean. Macro Analyst: Market regime is bullish (Bull market -- normal position sizing). Risk Analyst: Bollinger bandwidth of 19.8% signals elevated volatility. Overall recommendation: WATCH.
Bull & Bear Case
Bull Case
  • Positive MACD histogram signals bullish momentum.
  • Daily trend: uptrend.
  • Weekly trend: uptrend.
  • Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
  • Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
Insufficient data for bear case.
AI Investment Committee
Committee Consensus As of July 07, 2026
Overall Committee Score
64/100
Agreement
67%
Analysts
6
Conviction
Moderate
Growth Analyst neutral
58 / 100 · Moderate confidence
Moderate growth -- present but not remarkable
+ 4 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst bullish
63 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst bearish
35 / 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 19.8% signals elevated volatility
Macro Analyst bullish
70 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
64 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 16 articles, 14d)
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Technical Analysis
RSI (14)
48.9
Neutral
MACD Histogram
0.652
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Bollinger %B
0.61
Inside Bands
Price vs Moving Averages
EMA 9
$184.46 Below
EMA 21
$178.68 Below
EMA 50
$171.91 Above
EMA 200
$163.07 Above
Fundamental Analysis
Valuation
99
Growth
77
Profitability
86
Financial Health
100
Valuation
P/E Ratio 10.3×
P/B Ratio 1.60×
PEG Ratio
Dividend Yield 1.99%
52W High $194.81
52W Low $143.87
Quality & Growth
ROE 1798.0%
ROA 682.0%
Gross Margin
Operating Margin 1954.0%
Revenue Growth YoY +1882.0%
Debt / Equity 0.05
AI Fundamental Assessment
P/E ratio of 10.3 (inexpensive relative to a 15-40x range); Price-to-book of 1.6x; Revenue growth (YoY) of 18.8%; EPS growth (YoY) of 90.8%; Return on equity of 18.0%; Return on assets of 6.8%; Net margin of 21.2%; Current ratio of 2.08 (healthy short-term liquidity); Debt-to-equity of 0.05; Most recent quarter beat estimates by 5.7%; 4 consecutive earnings beats; EPS growth decelerating (+18.2% -> -37.7% QoQ); Analyst estimates falling over recent quarters
Key Risks
Risk data not available for CINF.
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