MET · NASDAQ · STOCK
MetLife Inc.
$97.78
52W $67.33 – $100.93
72/100
$62.91B
18.7
0.78
Is MET Bullish or Bearish?
Bullish.
Innellis AI committee rates MetLife Inc. (MET) Buy with a composite score of 72/100
, based on 4 analysts with 100% agreement.
Last updated August 08, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +2.61 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -17.39 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is 4 consecutive earnings beats -- consistent execution. The main limiting factor is 4 existing position pair(s) are highly correlated already. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Weekly RSI at 83 -- overbought on the larger timeframe too — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 08, 2026
Overall Committee Score
72/100
Agreement
100%
Analysts
4
Conviction
Unanimous
Sector Rank
Top 1%
of 142 Financial Services peers
Growth Analyst
bullish
82
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ 4 consecutive earnings beats -- consistent execution
Technical Analyst
bullish
69
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Weekly RSI at 83 -- overbought on the larger timeframe too
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
68
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.33 across 33 articles, 14d)
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score moved marginally from 70.5 to 72.4.
- New bearish signals: 1 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 3 signal(s) disappeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Technical Analyst: score 61->69 (+8); +1 bearish signal(s).
Comparing 2026-08-07 to 2026-08-08 (1 day apart).
Technical Analysis
RSI (14)
60.8
Neutral
MACD Histogram
0.016
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.80
Inside Bands
Price vs Moving Averages
EMA 9
$96.94
Above
EMA 21
$94.86
Above
EMA 50
$90.55
Above
EMA 200
$82.52
Above
Fundamental Analysis
Valuation
91
Growth
70
Profitability
38
Financial Health
94
Cash Flow
70
Valuation
P/E Ratio
18.7×
P/B Ratio
2.33×
PEG Ratio
-1.56
Dividend Yield
2.37%
52W High
$100.93
52W Low
$67.33
Quality & Growth
ROE
1189.9%
ROA
45.4%
Gross Margin
4620.2%
Operating Margin
575.1%
Revenue Growth YoY
—
Debt / Equity
0.74
AI Fundamental Assessment
P/E ratio of 18.7 (inexpensive relative to a 15-40x range); Price-to-book of 2.3x; PEG ratio of -1.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.9%; Return on assets of 0.5%; Net margin of 4.6%; Gross margin of 46.2%; Current ratio of 453.01 (healthy short-term liquidity); Debt-to-equity of 0.74; Free cash flow per share is positive (29.54); Most recent quarter beat estimates by 4.9%; 4 consecutive earnings beats; EPS growth accelerating (-6.2% -> +0.4% QoQ); Average YoY EPS growth of 20.3%; Analyst estimates falling over recent quarters
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