MET · NYSE · STOCK
MetLife (MET) Stock Analysis
$98.33
52W $67.33 – $100.93
58/100
$63.27B
18.7
0.78
Is MET Bullish or Bearish?
Mixed.
Innellis AI committee rates MetLife Inc. (MET) Watch with a composite score of 58/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +2.25 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -17.75 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Technical Analyst sees a compelling case — price structure making higher highs and higher lows. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Dividend yield of 3.3% pays you to wait — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- EPS declining -11.0% YoY despite any revenue growth — Growth
- Current ratio of 0.19 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
58/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 59%
of 211 Financial Services peers
Value Analyst
neutral
58
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Dividend yield of 3.3% pays you to wait
Growth Analyst
neutral
56
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 4 consecutive earnings beats -- consistent execution
− EPS declining -11.0% YoY despite any revenue growth
Technical Analyst
bullish
69
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.19 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 24 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 57.8 to 57.8.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
62.8
Neutral
MACD Histogram
0.194
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$78.72
Resistance
$100.86
Bollinger %B
0.82
Inside Bands
Price vs Moving Averages
EMA 9
$96.85
Above
EMA 21
$96.55
Above
EMA 50
$95.48
Above
EMA 200
$87.49
Above
Fundamental Analysis
Valuation
91
Growth
70
Profitability
25
Financial Health
43
Cash Flow
70
Valuation
P/E Ratio
18.7×
P/B Ratio
2.34×
PEG Ratio
-1.61
Dividend Yield
2.36%
52W High
$100.93
52W Low
$67.33
Quality & Growth
ROE
1189.9%
ROA
45.4%
Gross Margin
2555.2%
Operating Margin
619.0%
Revenue Growth YoY
—
Debt / Equity
0.78
AI Fundamental Assessment
P/E ratio of 18.7 (inexpensive relative to a 15-40x range); Price-to-book of 2.3x; PEG ratio of -1.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.9%; Return on assets of 0.5%; Net margin of 4.6%; Gross margin of 25.6%; Current ratio of 0.65 (tight short-term liquidity); Debt-to-equity of 0.78; Free cash flow per share is positive (25.42); Most recent quarter beat estimates by 4.9%; 4 consecutive earnings beats; EPS growth accelerating (-6.2% -> +0.4% QoQ); Average YoY EPS growth of 20.3%; Analyst estimates falling over recent quarters
Get the Full MET Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →