WRB · NYSE · STOCK
W. R. Berkley (WRB) Stock Analysis
$71.93
52W $62.87 – $78.96
61/100
$26.77B
14.7
0.27
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is WRB Bullish or Bearish?
Bullish.
Innellis AI committee rates W. R. Berkley Corporation (WRB) Buy with a composite score of 61/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +14.29 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -5.71 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 13.9 is inexpensive for the broad market — Value
- ROE of 19.7% shows genuine earnings power backing the valuation — Value
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock — Risk
- News sentiment is positive (+0.18 across 11 articles, 14d) — News
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- RSI at 76 is in overbought territory — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
61/100
Agreement
67%
Analysts
6
Conviction
Contested
Sector Rank
Top 41%
of 211 Financial Services peers
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.9 is inexpensive for the broad market
Growth Analyst
bearish
38
/ 100 · Moderate confidence
Growth story is weak, decelerating, or inconsistent
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− RSI at 76 is in overbought territory
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
63
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.18 across 11 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 60.9 to 60.7.
- New bearish signals: 1 appeared.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Technical Analyst: +1 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
76.2
Overbought
MACD Histogram
0.456
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$70.31
Resistance
$73.42
Bollinger %B
0.94
Inside Bands
Price vs Moving Averages
EMA 9
$70.10
Above
EMA 21
$69.52
Above
EMA 50
$69.59
Above
EMA 200
$69.42
Above
Fundamental Analysis
Valuation
87
Growth
55
Profitability
62
Financial Health
74
Cash Flow
70
Valuation
P/E Ratio
14.7×
P/B Ratio
2.74×
PEG Ratio
1.42
Dividend Yield
2.61%
52W High
$78.96
52W Low
$62.87
Quality & Growth
ROE
1834.3%
ROA
403.8%
Gross Margin
4484.8%
Operating Margin
1369.0%
Revenue Growth YoY
—
Debt / Equity
0.28
AI Fundamental Assessment
P/E ratio of 14.7 (inexpensive relative to a 15-40x range); Price-to-book of 2.7x; PEG ratio of 1.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 18.3%; Return on assets of 4.0%; Net margin of 10.7%; Gross margin of 44.8%; Current ratio of 1.37 (tight short-term liquidity); Debt-to-equity of 0.28; Free cash flow per share is positive (8.99); Most recent quarter beat estimates by 15.9%; 2 consecutive earnings beats; EPS growth decelerating (+15.0% -> -2.3% QoQ); Average YoY EPS growth of 20.9%; Analyst estimates falling over recent quarters
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