WRB · NYSE · STOCK
W. R. Berkley (WRB) Stock Analysis
$69.18
52W $62.87 – $78.96
65/100
$25.74B
14.1
0.28
Is WRB Bullish or Bearish?
Bullish.
Innellis AI committee rates W. R. Berkley Corporation (WRB) Buy with a composite score of 65/100
, based on 6 analysts with 67% agreement.
Last updated September 06, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.54 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.46 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Growth Analyst remains cautious — growth rate is decelerating quarter over quarter -- the trend line matters more than the level. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 13.3 is inexpensive for the broad market — Value
- ROE of 19.7% shows genuine earnings power backing the valuation — Value
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock — Risk
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- News sentiment is positive (+0.44 across 9 articles, 14d) — News
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 06, 2026
Overall Committee Score
65/100
Agreement
67%
Analysts
6
Conviction
Contested
Sector Rank
Top 45%
of 211 Financial Services peers
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 13.3 is inexpensive for the broad market
Growth Analyst
bearish
38
/ 100 · Moderate confidence
Growth story is weak, decelerating, or inconsistent
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bullish
75
/ 100 · Moderate confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.29) -- balance sheet can absorb a shock
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
72
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.44 across 9 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2704.43)
Investment Thesis Evolution
Committee score moved marginally from 65.5 to 65.5.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- Value Analyst: +1 bullish signal(s).
Comparing 2026-09-05 to 2026-09-06 (1 day apart).
Technical Analysis
RSI (14)
52.2
Neutral
MACD Histogram
0.044
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$67.48
Resistance
$73.42
Bollinger %B
0.49
Inside Bands
Price vs Moving Averages
EMA 9
$68.76
Above
EMA 21
$69.42
Below
EMA 50
$69.92
Below
EMA 200
$69.43
Below
Fundamental Analysis
Valuation
88
Growth
55
Profitability
62
Financial Health
74
Cash Flow
70
Valuation
P/E Ratio
14.1×
P/B Ratio
2.64×
PEG Ratio
1.36
Dividend Yield
2.70%
52W High
$78.96
52W Low
$62.87
Quality & Growth
ROE
1834.3%
ROA
403.8%
Gross Margin
4484.8%
Operating Margin
1369.0%
Revenue Growth YoY
—
Debt / Equity
0.28
AI Fundamental Assessment
P/E ratio of 14.1 (inexpensive relative to a 15-40x range); Price-to-book of 2.6x; PEG ratio of 1.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 18.3%; Return on assets of 4.0%; Net margin of 10.7%; Gross margin of 44.8%; Current ratio of 1.37 (tight short-term liquidity); Debt-to-equity of 0.28; Free cash flow per share is positive (8.99); Most recent quarter beat estimates by 15.9%; 2 consecutive earnings beats; EPS growth decelerating (+15.0% -> -2.3% QoQ); Average YoY EPS growth of 20.9%; Analyst estimates falling over recent quarters
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