Equifax (EFX) — What Changed

Material changes in the AI committee's view · 50 events tracked · Detected nightly

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2026-08-25 MAJOR
▲ Agreement Shift

EFX's Committee agreement moved from 33.30% to 50.00% (+16.70pp, 1 day(s) apart).

33.30 → 50.00 (+16.7)

2026-08-25 MAJOR
▲ Score Change

EFX's Committee score moved from 54.95 to 66.38 (+11.43, 1 day(s) apart).

54.95 → 66.38 (+11.4)

2026-08-25 MAJOR
— Rating Change

EFX moved from Watch to Buy (1 day(s) apart).

Watch → Buy

2026-08-22 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-22 MAJOR
▲ Agreement Shift

EFX's Committee agreement moved from 50.00% to 75.00% (+25.00pp, 1 day(s) apart).

50.00 → 75.00 (+25.0)

2026-08-22 MAJOR
▲ Score Change

EFX's Committee score moved from 58.07 to 71.06 (+12.99, 1 day(s) apart).

58.07 → 71.06 (+13.0)

2026-08-22 MAJOR
— Conviction Change

EFX's Committee conviction moved from contested to high (1 day(s) apart).

contested → high

2026-08-21 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 75.00% to 50.00% (-25.00pp, 1 day(s) apart).

75.00 → 50.00 (-25.0)

2026-08-21 MAJOR
▼ Score Change

EFX's Committee score moved from 65.21 to 56.13 (-9.08, 1 day(s) apart).

65.21 → 56.13 (-9.1)

2026-08-21 MAJOR
— Conviction Change

EFX's Committee conviction moved from high to contested (1 day(s) apart).

high → contested

2026-08-20 MAJOR
▲ Agreement Shift

EFX's Committee agreement moved from 50.00% to 75.00% (+25.00pp, 1 day(s) apart).

50.00 → 75.00 (+25.0)

2026-08-20 MAJOR
▲ Score Change

EFX's Committee score moved from 54.17 to 65.21 (+11.04, 1 day(s) apart).

54.17 → 65.21 (+11.0)

2026-08-20 MAJOR
— Conviction Change

EFX's Committee conviction moved from contested to high (1 day(s) apart).

contested → high

2026-08-20 MAJOR
— Rating Change

EFX moved from Watch to Buy (1 day(s) apart).

Watch → Buy

2026-08-19 MINOR
▲ Score Change

EFX's Committee score moved from 56.14 to 56.77 (+0.63, 1 day(s) apart).

56.14 → 56.77 (+0.6)

2026-08-18 MINOR
▼ Score Change

EFX's Committee score moved from 57.80 to 56.14 (-1.66, 1 day(s) apart).

57.80 → 56.14 (-1.7)

2026-08-14 MINOR
▲ Score Change

EFX's Committee score moved from 55.30 to 57.80 (+2.50, 1 day(s) apart).

55.30 → 57.80 (+2.5)

2026-08-13 MAJOR
▲ Agreement Shift

EFX's Committee agreement moved from 33.30% to 50.00% (+16.70pp, 1 day(s) apart).

33.30 → 50.00 (+16.7)

2026-08-13 MINOR
▲ Score Change

EFX's Committee score moved from 54.58 to 55.30 (+0.72, 1 day(s) apart).

54.58 → 55.30 (+0.7)

2026-08-12 MINOR
▼ Score Change

EFX's Committee score moved from 56.67 to 54.58 (-2.09, 1 day(s) apart).

56.67 → 54.58 (-2.1)

2026-08-12 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-11 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-11 MATERIAL
▼ Score Change

EFX's Committee score moved from 64.58 to 56.67 (-7.91, 1 day(s) apart).

64.58 → 56.67 (-7.9)

2026-08-10 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-10 MAJOR
▼ Score Change

EFX's Committee score moved from 64.58 to 53.75 (-10.83, 1 day(s) apart).

64.58 → 53.75 (-10.8)

2026-08-10 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-09 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-09 MAJOR
▼ Score Change

EFX's Committee score moved from 64.58 to 53.75 (-10.83, 1 day(s) apart).

64.58 → 53.75 (-10.8)

2026-08-09 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-07 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-07 MAJOR
▼ Score Change

EFX's Committee score moved from 64.04 to 53.75 (-10.29, 1 day(s) apart).

64.04 → 53.75 (-10.3)

2026-08-07 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-06 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-06 MAJOR
▼ Score Change

EFX's Committee score moved from 64.04 to 53.39 (-10.65, 1 day(s) apart).

64.04 → 53.39 (-10.7)

2026-08-06 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-05 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-05 MAJOR
▼ Score Change

EFX's Committee score moved from 63.50 to 53.03 (-10.47, 1 day(s) apart).

63.50 → 53.03 (-10.5)

2026-08-05 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-04 MAJOR
▼ Agreement Shift

EFX's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-04 MAJOR
▼ Score Change

EFX's Committee score moved from 66.00 to 53.03 (-12.97, 1 day(s) apart).

66.00 → 53.03 (-13.0)

2026-08-04 MAJOR
— Rating Change

EFX moved from Buy to Watch (1 day(s) apart).

Buy → Watch

2026-08-02 MATERIAL
— Model Version Conflict

EFX's Committee scoring methodology changed from version 1.2.0 to 1.3.0 between 2026-08-01 and 2026-08-02. Score and agreement comparisons are skipped for this window because they are not comparable across methodology versions.

1.2.0 → 1.3.0

2026-08-01 MATERIAL
▼ Agreement Shift

EFX's Committee agreement moved from 57.10% to 42.90% (-14.20pp, 1 day(s) apart).

57.10 → 42.90 (-14.2)

2026-08-01 MINOR
▲ Score Change

EFX's Committee score moved from 51.53 to 53.31 (+1.78, 1 day(s) apart).

51.53 → 53.31 (+1.8)

2026-07-31 MATERIAL
▲ Agreement Shift

EFX's Committee agreement moved from 42.90% to 57.10% (+14.20pp, 1 day(s) apart).

42.90 → 57.10 (+14.2)

2026-07-31 MINOR
▲ Score Change

EFX's Committee score moved from 51.17 to 51.53 (+0.36, 1 day(s) apart).

51.17 → 51.53 (+0.4)

2026-07-30 MINOR
▼ Score Change

EFX's Committee score moved from 54.24 to 51.17 (-3.07, 1 day(s) apart).

54.24 → 51.17 (-3.1)

2026-07-28 MINOR
▼ Score Change

EFX's Committee score moved from 55.97 to 54.24 (-1.73, 1 day(s) apart).

55.97 → 54.24 (-1.7)

2026-07-24 MINOR
▲ Score Change

EFX's Committee score moved from 53.05 to 54.55 (+1.50, 1 day(s) apart).

53.05 → 54.55 (+1.5)

2026-07-18 MINOR
▼ Score Change

EFX's Committee score moved from 51.79 to 50.36 (-1.43, 1 day(s) apart).

51.79 → 50.36 (-1.4)

How Change Detection Works

Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →