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IRT Living

Real Estate Updated August 08, 2026
$17.25
52W $14.60 – $18.18
54/100
$4.07B
96.3
0.96
AI Committee Verdict
Watch
54/100
Conviction: Contested · 50% agreement · 6 analysts
+2.5%
-0.0%
84.00:1
Contested

Is IRT Bullish or Bearish?

Mixed. Innellis AI committee rates IRT Living (IRT) Watch with a composite score of 54/100 , based on 6 analysts with 50% agreement. Last updated August 08, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +6.15 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -13.85 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. Macro Analyst sees a compelling case — market regime is bullish (bull market -- normal position sizing). Risk Analyst remains cautious — current ratio of 0.21 is tight -- limited short-term liquidity cushion. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • Price-to-book of 1.3x is a discount to asset value — Value
  • Dividend yield of 4.2% pays you to wait — Value
  • EPS growing 51.6% YoY — Growth
  • MACD histogram positive -- bullish momentum — Technical
  • Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
  • Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
  • P/E of 95.9 is expensive by classic value standards — Value
  • ROE of only 1.3% -- cheap may mean cheap for a reason — Value
  • Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
  • Price trading above the upper Bollinger Band -- stretched — Technical
  • Current ratio of 0.21 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 08, 2026
Overall Committee Score
54/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 62%
of 61 Real Estate peers
Value Analyst neutral
43 / 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Price-to-book of 1.3x is a discount to asset value
− P/E of 95.9 is expensive by classic value standards
Growth Analyst neutral
53 / 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 51.6% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst bullish
61 / 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
− Price trading above the upper Bollinger Band -- stretched
Risk Analyst bearish
35 / 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.21 is tight -- limited short-term liquidity cushion
Macro Analyst bullish
70 / 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst bullish
60 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager neutral
55 / 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
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Investment Thesis Evolution

Committee score moved marginally from 53.9 to 53.9.

Analyst-level changes:
  • Technical Analyst: +1 bearish signal(s).

Comparing 2026-08-07 to 2026-08-08 (1 day apart).

Technical Analysis

RSI (14)
67.2
Neutral
MACD Histogram
0.060
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Hh Hl
Support
$17.25
Resistance
$17.69
Bollinger %B
1.02
Above Upper Band
Price vs Moving Averages
EMA 9
$16.93 Above
EMA 21
$16.80 Above
EMA 50
$16.65 Above
EMA 200
$16.68 Above

Fundamental Analysis

Valuation
51
Growth
58
Profitability
20
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio 96.3×
P/B Ratio 1.21×
PEG Ratio 1.93
Dividend Yield 4.00%
52W High $18.18
52W Low $14.60
Quality & Growth
ROE 163.5%
ROA 93.9%
Gross Margin 3114.9%
Operating Margin 1374.8%
Revenue Growth YoY
Debt / Equity 0.00
AI Fundamental Assessment
P/E ratio of 96.3 (rich relative to a 15-40x range); Price-to-book of 1.2x; PEG ratio of 1.9 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 1.6%; Return on assets of 0.9%; Net margin of 6.5%; Gross margin of 31.1%; Current ratio of 52.91 (healthy short-term liquidity); Debt-to-equity of 0.00; Free cash flow per share is positive (0.74); Most recent quarter beat estimates by 593.1%; EPS growth decelerating (+1500.0% -> -100.0% QoQ); Average YoY EPS growth of 833.3%; Analyst estimates falling over recent quarters
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