IRT · NYSE · STOCK
IRT Living (IRT) Stock Analysis
$14.78
52W $14.33 – $17.79
50/100
$3.48B
80.4
0.98
Is IRT Bullish or Bearish?
Mixed.
Innellis AI committee rates IRT Living (IRT) Watch with a composite score of 50/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +9.65 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -10.35 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Price-to-book of 1.3x is a discount to asset value — Value
- Dividend yield of 4.7% pays you to wait — Value
- EPS growing 51.6% YoY — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- P/E of 82.4 is expensive by classic value standards — Value
- ROE of only 1.3% -- cheap may mean cheap for a reason — Value
- 2 consecutive earnings misses -- execution concerns — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- Current ratio of 0.21 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
50/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 78%
of 80 Real Estate peers
Value Analyst
neutral
43
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Price-to-book of 1.3x is a discount to asset value
− P/E of 82.4 is expensive by classic value standards
Growth Analyst
neutral
45
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 51.6% YoY
− 2 consecutive earnings misses -- execution concerns
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.21 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 50.4 to 50.4.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
51.7
Neutral
MACD Histogram
0.067
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Support
$14.63
Resistance
$15.94
Bollinger %B
0.52
Inside Bands
Price vs Moving Averages
EMA 9
$14.67
Above
EMA 21
$14.90
Below
EMA 50
$15.47
Below
EMA 200
$16.27
Below
Fundamental Analysis
Valuation
57
Growth
9
Profitability
13
Financial Health
44
Cash Flow
70
Valuation
P/E Ratio
80.4×
P/B Ratio
1.03×
PEG Ratio
1.61
Dividend Yield
4.74%
52W High
$17.79
52W Low
$14.33
Quality & Growth
ROE
163.5%
ROA
93.9%
Gross Margin
100.2%
Operating Margin
1704.3%
Revenue Growth YoY
—
Debt / Equity
0.73
AI Fundamental Assessment
P/E ratio of 80.4 (rich relative to a 15-40x range); Price-to-book of 1.0x; PEG ratio of 1.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 1.6%; Return on assets of 0.9%; Net margin of 6.5%; Gross margin of 1.0%; Current ratio of 0.27 (tight short-term liquidity); Debt-to-equity of 0.73; Free cash flow per share is positive (0.60); Most recent quarter missed estimates by 75.2%; 2 consecutive earnings misses; EPS growth decelerating (+1500.0% -> -100.0% QoQ); Average YoY EPS growth of -66.7%; Analyst estimates falling over recent quarters
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