MAA · NYSE · STOCK
Mid-America Apartment Communities (MAA) Stock Analysis
$116.85
52W $113.95 – $144.41
49/100
$13.60B
34.2
0.73
Is MAA Bullish or Bearish?
Mixed.
Innellis AI committee rates Mid-America Apartment Communities (MAA) Watch with a composite score of 49/100
, based on 6 analysts with 33% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.73 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.27 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Dividend yield of 4.6% pays you to wait — Value
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- P/E of 33.6 is moderate-to-rich — Value
- EPS declining -29.3% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- Trend and market structure agree -- coherent bearish picture — Technical
- Current ratio of 0.10 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
49/100
Agreement
33%
Analysts
6
Conviction
Contested
Sector Rank
Top 86%
of 80 Real Estate peers
Value Analyst
neutral
48
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Dividend yield of 4.6% pays you to wait
− P/E of 33.6 is moderate-to-rich
Growth Analyst
bearish
32
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− EPS declining -29.3% YoY despite any revenue growth
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.10 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 48.8 to 49.3.
- Committee agreement fell notably from 50% to 33%.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
- Analyst(s) changed stance: News Analyst.
Analyst-level changes:
- News Analyst: stance neutral->bullish.
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
44.6
Neutral
MACD Histogram
0.232
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Lh Ll
Bollinger %B
0.35
Inside Bands
Price vs Moving Averages
EMA 9
$116.72
Above
EMA 21
$119.17
Below
EMA 50
$123.97
Below
EMA 200
$130.63
Below
Fundamental Analysis
Valuation
69
Growth
50
Profitability
59
Financial Health
36
Cash Flow
70
Valuation
P/E Ratio
34.2×
P/B Ratio
2.50×
PEG Ratio
-1.15
Dividend Yield
5.22%
52W High
$144.41
52W Low
$113.95
Quality & Growth
ROE
786.4%
ROA
373.2%
Gross Margin
4725.1%
Operating Margin
2688.4%
Revenue Growth YoY
—
Debt / Equity
1.05
AI Fundamental Assessment
P/E ratio of 34.2 (rich relative to a 15-40x range); Price-to-book of 2.5x; PEG ratio of -1.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 7.9%; Return on assets of 3.7%; Net margin of 18.2%; Gross margin of 47.3%; Current ratio of 0.09 (tight short-term liquidity); Debt-to-equity of 1.05; Free cash flow per share is positive (4.90); Most recent quarter beat estimates by 37.3%; 2 consecutive earnings beats; EPS growth decelerating (+120.8% -> -1.9% QoQ); Average YoY EPS growth of 13.0%; Analyst estimates falling over recent quarters
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