NJR · NYSE · STOCK
New Jersey Resources (NJR) Stock Analysis
$53.39
52W $43.46 – $60.86
54/100
$5.42B
14.8
0.53
Is NJR Bullish or Bearish?
Mixed.
Innellis AI committee rates New Jersey Resources (NJR) Watch with a composite score of 54/100
, based on 6 analysts with 50% agreement.
Last updated September 05, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.18 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.82 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Risk Analyst remains cautious — high leverage (debt-to-equity 1.51) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 14.9 is inexpensive for the broad market — Value
- Dividend yield of 3.9% pays you to wait — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Debt-to-equity of 1.51 adds balance-sheet risk to the value case — Value
- EPS declining -11.7% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- High leverage (debt-to-equity 1.51) amplifies downside in a stress scenario — Risk
- Current ratio of 0.73 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 05, 2026
Overall Committee Score
54/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 46%
of 56 Utilities peers
Value Analyst
neutral
57
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ P/E of 14.9 is inexpensive for the broad market
− Debt-to-equity of 1.51 adds balance-sheet risk to the value case
Growth Analyst
neutral
50
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 3 consecutive earnings beats -- consistent execution
− EPS declining -11.7% YoY despite any revenue growth
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.51) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3059.07)
Investment Thesis Evolution
Committee score moved marginally from 53.8 to 53.8.
Comparing 2026-09-04 to 2026-09-05 (1 day apart).
Technical Analysis
RSI (14)
40.6
Neutral
MACD Histogram
0.009
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Hh Hl
Support
$52.43
Resistance
$55.83
Bollinger %B
0.27
Inside Bands
Price vs Moving Averages
EMA 9
$53.91
Below
EMA 21
$54.65
Below
EMA 50
$55.58
Below
EMA 200
$53.72
Below
Fundamental Analysis
Valuation
97
Growth
64
Profitability
54
Financial Health
26
Cash Flow
70
Valuation
P/E Ratio
14.8×
P/B Ratio
2.05×
PEG Ratio
-1.25
Dividend Yield
3.54%
52W High
$60.86
52W Low
$43.46
Quality & Growth
ROE
1403.3%
ROA
442.8%
Gross Margin
2826.6%
Operating Margin
2461.6%
Revenue Growth YoY
—
Debt / Equity
1.47
AI Fundamental Assessment
P/E ratio of 14.8 (inexpensive relative to a 15-40x range); Price-to-book of 2.1x; PEG ratio of -1.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.0%; Return on assets of 4.4%; Net margin of 16.4%; Gross margin of 28.3%; Current ratio of 0.66 (tight short-term liquidity); Debt-to-equity of 1.47; Free cash flow per share is positive (0.75); Most recent quarter beat estimates by 64.9%; 3 consecutive earnings beats; EPS growth decelerating (+88.0% -> -95.0% QoQ); Average YoY EPS growth of 83.3%; Analyst estimates falling over recent quarters
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