NJR · NASDAQ · STOCK
New Jersey Resources
$55.01
52W $43.46 – $60.86
50/100
$5.55B
15.1
0.52
Is NJR Bullish or Bearish?
Mixed.
Innellis AI committee rates New Jersey Resources (NJR) Watch with a composite score of 50/100
, based on 6 analysts with 50% agreement.
Last updated August 08, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.28 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.72 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — market regime is bullish (bull market -- normal position sizing). Risk Analyst remains cautious — high leverage (debt-to-equity 1.51) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Dividend yield of 3.5% pays you to wait — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- Debt-to-equity of 1.51 adds balance-sheet risk to the value case — Value
- EPS declining -18.4% YoY despite any revenue growth — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- RSI at 27 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 08, 2026
Overall Committee Score
50/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 80%
of 45 Utilities peers
Value Analyst
neutral
50
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ Dividend yield of 3.5% pays you to wait
− Debt-to-equity of 1.51 adds balance-sheet risk to the value case
Growth Analyst
neutral
50
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ 3 consecutive earnings beats -- consistent execution
− EPS declining -18.4% YoY despite any revenue growth
Technical Analyst
bearish
38
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 27 is in oversold territory (could mean either capitulation or a bounce setup)
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.51) amplifies downside in a stress scenario
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score weakened from 55.8 to 49.7.
- New bearish signals: 5 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- New analyst(s) joined: Risk Analyst, Value Analyst.
Analyst-level changes:
- Growth Analyst: score 58->50 (-8); +1 bearish signal(s).
- Risk Analyst joined: bearish at 32.
- Technical Analyst: +1 bearish signal(s).
- Value Analyst joined: neutral at 50.
Comparing 2026-08-07 to 2026-08-08 (1 day apart).
Technical Analysis
RSI (14)
27.0
Oversold
MACD Histogram
-0.612
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$53.67
Resistance
$55.83
Bollinger %B
-0.01
Below Lower Band
Price vs Moving Averages
EMA 9
$56.73
Below
EMA 21
$57.45
Below
EMA 50
$57.10
Below
EMA 200
$53.59
Above
Fundamental Analysis
Valuation
97
Growth
64
Profitability
54
Financial Health
26
Cash Flow
70
Valuation
P/E Ratio
15.1×
P/B Ratio
2.10×
PEG Ratio
-1.28
Dividend Yield
3.45%
52W High
$60.86
52W Low
$43.46
Quality & Growth
ROE
1403.3%
ROA
442.8%
Gross Margin
2826.6%
Operating Margin
2461.6%
Revenue Growth YoY
—
Debt / Equity
1.47
AI Fundamental Assessment
P/E ratio of 15.1 (inexpensive relative to a 15-40x range); Price-to-book of 2.1x; PEG ratio of -1.3 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.0%; Return on assets of 4.4%; Net margin of 16.4%; Gross margin of 28.3%; Current ratio of 0.66 (tight short-term liquidity); Debt-to-equity of 1.47; Free cash flow per share is positive (0.75); Most recent quarter beat estimates by 64.9%; 3 consecutive earnings beats; EPS growth decelerating (+88.0% -> -95.0% QoQ); Average YoY EPS growth of 83.3%; Analyst estimates falling over recent quarters
Get the Full NJR Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →