BPOP vs TCBI
Popular, Inc. vs Texas Capital Bancshares — AI-powered side-by-side comparison
BPOP
Popular, Inc.
70
Buy
VS
TCBI
Texas Capital Bancshares
70
Buy
| Metric | BPOP | TCBI |
|---|
| AI Score |
70
|
70
|
| Price |
$177.06
|
$100.84
|
| P/E Ratio |
11.89×
|
13.06×
|
| ROE |
13.3%
|
9.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
69.0%
|
62.4%
|
| Debt / Equity |
0.23×
|
0.23×
|
| Dividend Yield |
1.7%
|
0.2%
|
| RSI (14) |
60.4
|
55.6
|
| Beta |
0.624
|
0.671
|
| Expected Upside |
—
|
+5.9%
|
AI Committee View
Current Innellis committee reasoning for BPOP versus TCBI.
The committee scores are tied.
BPOP and TCBI both score 70/100.
BPOP Committee View
83% agreement
6 analysts
The primary driver is revenue growing 34.9% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 11.6 is inexpensive for the broad market — Value
- Price-to-book of 1.3x is a discount to asset value — Value
- ROE of 15.4% shows genuine earnings power backing the valuation — Value
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 82 -- overbought on the larger timeframe too — Technical
TCBI Committee View
67% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- P/E of 12.0 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Revenue growing 62.2% YoY -- genuine top-line momentum — Growth
Bear Case
- News sentiment is negative (-0.17 across 6 articles, 14d) — News