CBSH vs KEY
Commerce Bancshares vs KeyCorp — AI-powered side-by-side comparison
CBSH
Commerce Bancshares
72
Buy
VS
| Metric | CBSH | KEY |
|---|
| AI Score |
72
|
73
|
| Price |
$59.70
|
$23.06
|
| P/E Ratio |
14.66×
|
13.47×
|
| ROE |
14.9%
|
9.0%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
80.2%
|
64.5%
|
| Debt / Equity |
0.56×
|
0.74×
|
| Dividend Yield |
1.8%
|
3.5%
|
| RSI (14) |
66.2
|
67.2
|
| Beta |
0.583
|
1.032
|
| Expected Upside |
+5.2%
|
+0.1%
|
AI Committee View
Current Innellis committee reasoning for CBSH versus KEY.
KEY leads by 1 points.
KEY scores 73/100 (Buy) versus CBSH at 72/100 (Buy).
CBSH Committee View
80% agreement
5 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- Trend and market structure agree -- coherent bullish picture — Technical
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 81 -- overbought on the larger timeframe too — Technical
KEY Committee View
100% agreement
6 analysts
The primary driver is p/e of 12.1 is inexpensive for the broad market. The main limiting factor is sector concentration is already high (hhi 2963.04). The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 12.1 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- Dividend yield of 3.5% pays you to wait — Value
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth