CBSH vs PGR
Commerce Bancshares vs Progressive Corporation — AI-powered side-by-side comparison
CBSH
Commerce Bancshares
68
Buy
VS
PGR
Progressive Corporation
54
Watch
| Metric | CBSH | PGR |
|---|
| AI Score |
68
|
54
|
| Price |
$58.10
|
$221.38
|
| P/E Ratio |
14.27×
|
11.21×
|
| ROE |
14.9%
|
37.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
80.2%
|
26.9%
|
| Debt / Equity |
0.56×
|
0.24×
|
| Dividend Yield |
1.9%
|
6.2%
|
| RSI (14) |
39.2
|
70.1
|
| Beta |
0.583
|
0.257
|
| Expected Upside |
+8.1%
|
+5.9%
|
AI Committee View
Current Innellis committee reasoning for CBSH versus PGR.
CBSH leads by 14 points.
CBSH scores 68/100 (Buy) versus PGR at 54/100 (Watch).
CBSH Committee View
83% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- P/E of 14.7 is inexpensive for the broad market — Value
- Revenue growing 41.3% YoY -- genuine top-line momentum — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- MACD histogram negative -- bearish momentum — Technical
PGR Committee View
50% agreement
4 analysts
The committee is genuinely divided. Macro Analyst sees a compelling case. Growth Analyst remains cautious — growth rate is decelerating quarter over quarter -- the trend line matters more than the level. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth