COF vs FUTU
Capital One vs Futu Holdings Limited — AI-powered side-by-side comparison
VS
FUTU
Futu Holdings Limited
63
Buy
| Metric | COF | FUTU |
|---|
| AI Score |
73
|
63
|
| Price |
$219.04
|
$105.16
|
| P/E Ratio |
13.56×
|
11.45×
|
| ROE |
2.2%
|
28.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
66.2%
|
87.7%
|
| Debt / Equity |
0.40×
|
0.55×
|
| Dividend Yield |
1.4%
|
2.5%
|
| RSI (14) |
64.0
|
49.7
|
| Beta |
1.016
|
0.38
|
| Expected Upside |
+4.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for COF versus FUTU.
COF leads by 10 points.
COF scores 73/100 (Buy) versus FUTU at 63/100 (Buy).
COF Committee View
80% agreement
5 analysts
The primary driver is revenue growing 38.2% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.8 is inexpensive for the broad market — Value
- Price-to-book of 1.4x is a discount to asset value — Value
- Revenue growing 38.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 7.0% downside vs 4.2% upside.
FUTU Committee View
67% agreement
6 analysts
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 53.0% yoy -- genuine top-line momentum. Risk Analyst remains cautious — bollinger bandwidth of 16.7% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 11.9 is inexpensive for the broad market — Value
- ROE of 26.6% shows genuine earnings power backing the valuation — Value
- Revenue growing 53.0% YoY -- genuine top-line momentum — Growth
Bear Case
- Price-to-book of 4.5x prices in significant intangible value — Value
- Bollinger bandwidth of 16.7% signals elevated volatility — Risk
- No news coverage in the last 14 days -- limited independent confirmation either way — News