COF vs MC
Capital One vs Moelis & Company — AI-powered side-by-side comparison
VS
MC
Moelis & Company
62
Buy
| Metric | COF | MC |
|---|
| AI Score |
73
|
62
|
| Price |
$219.04
|
$66.60
|
| P/E Ratio |
13.56×
|
21.98×
|
| ROE |
2.2%
|
41.0%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
66.2%
|
69.9%
|
| Debt / Equity |
0.40×
|
0.52×
|
| Dividend Yield |
1.4%
|
3.9%
|
| RSI (14) |
64.0
|
48.4
|
| Beta |
1.016
|
1.841
|
| Expected Upside |
+4.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for COF versus MC.
COF leads by 11 points.
COF scores 73/100 (Buy) versus MC at 62/100 (Buy).
COF Committee View
80% agreement
5 analysts
The primary driver is revenue growing 38.2% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.8 is inexpensive for the broad market — Value
- Price-to-book of 1.4x is a discount to asset value — Value
- Revenue growing 38.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 7.0% downside vs 4.2% upside.
MC Committee View
50% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- ROE of 43.5% shows genuine earnings power backing the valuation — Value
- Dividend yield of 4.1% pays you to wait — Value
- Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock — Risk
Bear Case
- Price-to-book of 9.7x prices in significant intangible value — Value
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 0.88 is tight -- limited short-term liquidity cushion — Risk