COF vs TD
Capital One vs The Toronto-Dominion Bank — AI-powered side-by-side comparison
VS
TD
The Toronto-Dominion Bank
61
Buy
| Metric | COF | TD |
|---|
| AI Score |
73
|
61
|
| Price |
$219.04
|
$121.38
|
| P/E Ratio |
13.56×
|
19.89×
|
| ROE |
2.2%
|
16.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
66.2%
|
53.0%
|
| Debt / Equity |
0.40×
|
5.57×
|
| Dividend Yield |
1.4%
|
2.6%
|
| RSI (14) |
64.0
|
55.9
|
| Beta |
1.016
|
0.873
|
| Expected Upside |
+4.2%
|
—
|
AI Committee View
Current Innellis committee reasoning for COF versus TD.
COF leads by 12 points.
COF scores 73/100 (Buy) versus TD at 61/100 (Buy).
COF Committee View
80% agreement
5 analysts
The primary driver is revenue growing 38.2% yoy -- genuine top-line momentum. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- P/E of 12.8 is inexpensive for the broad market — Value
- Price-to-book of 1.4x is a discount to asset value — Value
- Revenue growing 38.2% YoY -- genuine top-line momentum — Growth
Bear Case
- Risk/reward is unfavorable: 7.0% downside vs 4.2% upside.
TD Committee View
50% agreement
6 analysts
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull Case
- Dividend yield of 2.6% pays you to wait — Value
- Revenue growing 116.1% YoY -- genuine top-line momentum — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Debt-to-equity of 2.20 adds balance-sheet risk to the value case — Value
- EPS declining -11.4% YoY despite any revenue growth — Growth
- MACD histogram negative -- bearish momentum — Technical