DHI vs TOL
D. R. Horton vs Toll Brothers — AI-powered side-by-side comparison
| Metric | DHI | TOL |
|---|
| AI Score |
66
|
63
|
| Price |
$151.06
|
$155.20
|
| P/E Ratio |
14.35×
|
11.64×
|
| ROE |
14.8%
|
16.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
22.6%
|
24.9%
|
| Debt / Equity |
0.30×
|
0.34×
|
| Dividend Yield |
1.2%
|
0.7%
|
| RSI (14) |
56.4
|
58.6
|
| Beta |
1.361
|
1.333
|
| Expected Upside |
+2.1%
|
+3.1%
|
AI Committee View
Current Innellis committee reasoning for DHI versus TOL.
DHI leads by 3 points.
DHI scores 66/100 (Buy) versus TOL at 63/100 (Buy).
DHI Committee View
83% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.25) -- balance sheet can absorb a shock. The main limiting factor is revenue declining -3.5% yoy -- this is not a growth story right now. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 13.8 is inexpensive for the broad market — Value
- 3 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- Revenue declining -3.5% YoY -- this is not a growth story right now — Growth
- EPS declining -15.7% YoY despite any revenue growth — Growth
TOL Committee View
60% agreement
5 analysts
The primary driver is p/e of 11.3 is inexpensive for the broad market. The main limiting factor is eps declining -2.0% yoy despite any revenue growth. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- ROE of 15.5% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- EPS declining -2.0% YoY despite any revenue growth — Growth