KSPI vs TSM
Joint Stock Company Kaspi.kz vs Taiwan Semiconductor Mfg. — AI-powered side-by-side comparison
KSPI
Joint Stock Company Kaspi.kz
58
Watch
VS
TSM
Taiwan Semiconductor Mfg.
72
Buy
| Metric | KSPI | TSM |
|---|
| AI Score |
58
|
72
|
| Price |
$95.28
|
$422.01
|
| P/E Ratio |
8.12×
|
27.76×
|
| ROE |
41.7%
|
32.4%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
70.8%
|
64.2%
|
| Debt / Equity |
0.15×
|
0.15×
|
| Dividend Yield |
3.7%
|
0.9%
|
| RSI (14) |
75.7
|
57.1
|
| Beta |
0.085
|
1.392
|
| Expected Upside |
—
|
+14.3%
|
AI Committee View
Current Innellis committee reasoning for KSPI versus TSM.
TSM leads by 14 points.
TSM scores 72/100 (Buy) versus KSPI at 58/100 (Watch).
KSPI Committee View
50% agreement
6 analysts
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.14) -- balance sheet can absorb a shock. Growth Analyst remains cautious — eps declining -0.3% yoy despite any revenue growth. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 7.5 is inexpensive for the broad market — Value
- ROE of 45.5% shows genuine earnings power backing the valuation — Value
- Dividend yield of 3.7% pays you to wait — Value
Bear Case
- EPS declining -0.3% YoY despite any revenue growth — Growth
- RSI at 76 is in overbought territory — Technical
- Price trading above the upper Bollinger Band -- stretched — Technical
TSM Committee View
75% agreement
4 analysts
The primary driver is 5 consecutive earnings beats -- consistent execution. Most analysts agree, and no major concerns are blocking a stronger rating.
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Risk/reward is unfavorable: 25.0% downside vs 14.3% upside.