M vs PHM
Macy's vs PulteGroup — AI-powered side-by-side comparison
| Metric | M | PHM |
|---|
| AI Score |
66
|
66
|
| Price |
$24.52
|
$132.45
|
| P/E Ratio |
9.92×
|
13.47×
|
| ROE |
13.2%
|
17.1%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
36.5%
|
24.5%
|
| Debt / Equity |
1.06×
|
0.18×
|
| Dividend Yield |
3.0%
|
0.8%
|
| RSI (14) |
49.7
|
50.2
|
| Beta |
1.45
|
1.197
|
| Expected Upside |
+0.9%
|
+1.0%
|
AI Committee View
Current Innellis committee reasoning for M versus PHM.
The committee scores are tied.
M and PHM both score 66/100.
M Committee View
80% agreement
5 analysts
The primary driver is p/e of 10.0 is inexpensive for the broad market. The main limiting factor is revenue declining -0.3% yoy -- this is not a growth story right now. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 10.0 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- Dividend yield of 3.1% pays you to wait — Value
Bear Case
- Revenue declining -0.3% YoY -- this is not a growth story right now — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
PHM Committee View
83% agreement
6 analysts
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.17) -- balance sheet can absorb a shock. Growth Analyst remains cautious — revenue declining -7.3% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull Case
- P/E of 12.8 is inexpensive for the broad market — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Revenue declining -7.3% YoY -- this is not a growth story right now — Growth
- EPS declining -26.8% YoY despite any revenue growth — Growth