TJX vs TOL
TJX Companies vs Toll Brothers — AI-powered side-by-side comparison
| Metric | TJX | TOL |
|---|
| AI Score |
65
|
63
|
| Price |
$161.31
|
$155.20
|
| P/E Ratio |
31.27×
|
11.64×
|
| ROE |
53.9%
|
16.3%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
31.4%
|
24.9%
|
| Debt / Equity |
1.36×
|
0.34×
|
| Dividend Yield |
1.1%
|
0.7%
|
| RSI (14) |
65.7
|
58.6
|
| Beta |
0.623
|
1.333
|
| Expected Upside |
+0.8%
|
+3.1%
|
AI Committee View
Current Innellis committee reasoning for TJX versus TOL.
TJX leads by 2 points.
TJX scores 65/100 (Buy) versus TOL at 63/100 (Buy).
TJX Committee View
67% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock. The main limiting factor is p/e of 30.8 is moderate-to-rich. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 59.7% shows genuine earnings power backing the valuation — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- P/E of 30.8 is moderate-to-rich — Value
- Price-to-book of 16.4x prices in significant intangible value — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
TOL Committee View
60% agreement
5 analysts
The primary driver is p/e of 11.3 is inexpensive for the broad market. The main limiting factor is eps declining -2.0% yoy despite any revenue growth. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 11.3 is inexpensive for the broad market — Value
- ROE of 15.5% shows genuine earnings power backing the valuation — Value
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- EPS declining -2.0% YoY despite any revenue growth — Growth