TJX · NYSE · STOCK
TJX Companies (TJX) Stock Analysis
$138.77
52W $122.78 – $170.00
64/100
$153.29B
25.6
0.56
Is TJX Bullish or Bearish?
Bullish.
Innellis AI committee rates TJX Companies (TJX) Buy with a composite score of 64/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +10.68 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -9.32 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 59.8% shows genuine earnings power backing the valuation — Value
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock — Risk
- News sentiment is positive (+0.40 across 26 articles, 14d) — News
Bear Case
- P/E of 25.1 is moderate-to-rich — Value
- Price-to-book of 16.4x prices in significant intangible value — Value
- RSI at 76 is in overbought territory — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
64/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 10%
of 178 Consumer Cyclical peers
Value Analyst
neutral
54
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 59.8% shows genuine earnings power backing the valuation
− P/E of 25.1 is moderate-to-rich
Growth Analyst
bullish
68
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 5 consecutive earnings beats -- consistent execution
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− RSI at 76 is in overbought territory
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
70
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.40 across 26 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 65.2 to 64.3.
- New bearish signals: 1 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Value Analyst: score 59->54 (-5); +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
76.0
Overbought
MACD Histogram
1.609
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$138.29
Resistance
$145.49
Bollinger %B
0.88
Inside Bands
Price vs Moving Averages
EMA 9
$135.94
Above
EMA 21
$134.27
Above
EMA 50
$138.11
Above
EMA 200
$146.52
Below
Fundamental Analysis
Valuation
50
Growth
75
Profitability
70
Financial Health
43
Cash Flow
70
Valuation
P/E Ratio
25.6×
P/B Ratio
14.55×
PEG Ratio
1.13
Dividend Yield
1.30%
52W High
$170.00
52W Low
$122.78
Quality & Growth
ROE
5391.6%
ROA
1536.0%
Gross Margin
3208.8%
Operating Margin
1282.6%
Revenue Growth YoY
—
Debt / Equity
1.34
AI Fundamental Assessment
P/E ratio of 25.6 (moderate relative to a 15-40x range); Price-to-book of 14.6x; PEG ratio of 1.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 53.9%; Return on assets of 15.4%; Net margin of 9.7%; Gross margin of 32.1%; Current ratio of 1.15 (tight short-term liquidity); Debt-to-equity of 1.34; Free cash flow per share is positive (5.26); Most recent quarter beat estimates by 1.6%; 5 consecutive earnings beats; EPS growth accelerating (-16.8% -> +2.5% QoQ); Average YoY EPS growth of 10.9%; Analyst estimates falling over recent quarters
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