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TJX · NYSE · STOCK

TJX Companies (TJX) Stock Analysis

Consumer Cyclical Updated August 23, 2026
$140.42
52W $134.75 – $170.00
55/100
$155.22B
26.0
0.62
AI Committee Verdict
Watch
55/100
Conviction: Contested · 40% agreement · 5 analysts
+3.6%
-1.5%
2.38:1
Contested

Is TJX Bullish or Bearish?

Mixed. Innellis AI committee rates TJX Companies (TJX) Watch with a composite score of 55/100 , based on 5 analysts with 40% agreement. Last updated August 23, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +5.20 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -14.80 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. Growth Analyst sees a compelling case — 5 consecutive earnings beats -- consistent execution. Risk Analyst remains cautious — bollinger bandwidth of 17.0% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • 5 consecutive earnings beats -- consistent execution — Growth
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
  • RSI at 14 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
  • MACD histogram negative -- bearish momentum — Technical
  • Price trading below the lower Bollinger Band -- stretched to the downside — Technical
  • Bollinger bandwidth of 17.0% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of August 23, 2026
Overall Committee Score
55/100
Agreement
40%
Analysts
5
Conviction
Contested
Sector Rank
Top 57%
of 178 Consumer Cyclical peers
Growth Analyst bullish
82 / 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ 5 consecutive earnings beats -- consistent execution
Technical Analyst bearish
38 / 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− RSI at 14 is in oversold territory (could mean either capitulation or a bounce setup)
Risk Analyst bearish
35 / 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 17.0% signals elevated volatility
Macro Analyst bullish
65 / 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst neutral
53 / 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3069.37)
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Investment Thesis Evolution

Committee score moved marginally from 56.0 to 54.8.

Analyst-level changes:
  • Growth Analyst: score 68->82 (+14).
  • Risk Analyst: stance neutral->bearish; score 58->35 (-22).
  • Value Analyst abstained (was neutral at 54).

Comparing 2026-08-22 to 2026-08-23 (1 day apart).

Technical Analysis

RSI (14)
14.3
Oversold
MACD Histogram
-1.931
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$138.29
Resistance
$145.49
Bollinger %B
-0.04
Below Lower Band
Price vs Moving Averages
EMA 9
$147.92 Below
EMA 21
$152.03 Below
EMA 50
$154.53 Below
EMA 200
$152.36 Below

Fundamental Analysis

Valuation
50
Growth
75
Profitability
70
Financial Health
43
Cash Flow
70
Valuation
P/E Ratio 26.0×
P/B Ratio 14.74×
PEG Ratio 1.15
Dividend Yield 1.29%
52W High $170.00
52W Low $134.75
Quality & Growth
ROE 5391.6%
ROA 1536.0%
Gross Margin 3208.8%
Operating Margin 1282.6%
Revenue Growth YoY
Debt / Equity 1.34
AI Fundamental Assessment
P/E ratio of 26.0 (moderate relative to a 15-40x range); Price-to-book of 14.7x; PEG ratio of 1.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 53.9%; Return on assets of 15.4%; Net margin of 9.7%; Gross margin of 32.1%; Current ratio of 1.15 (tight short-term liquidity); Debt-to-equity of 1.34; Free cash flow per share is positive (5.26); Most recent quarter beat estimates by 1.4%; 5 consecutive earnings beats; EPS growth accelerating (-16.8% -> +2.5% QoQ); Average YoY EPS growth of 10.9%; Analyst estimates falling over recent quarters
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