TJX vs URBN
TJX Companies vs Urban Outfitters, Inc. — AI-powered side-by-side comparison
VS
URBN
Urban Outfitters, Inc.
66
Buy
| Metric | TJX | URBN |
|---|
| AI Score |
66
|
66
|
| Price |
$155.72
|
$79.46
|
| P/E Ratio |
30.18×
|
15.02×
|
| ROE |
53.9%
|
16.5%
|
| Revenue Growth YoY |
—
|
—
|
| Gross Margin |
31.4%
|
36.0%
|
| Debt / Equity |
1.36×
|
0.46×
|
| Dividend Yield |
1.1%
|
0.0%
|
| RSI (14) |
52.0
|
67.5
|
| Beta |
0.616
|
1.251
|
| Expected Upside |
+0.4%
|
—
|
AI Committee View
Current Innellis committee reasoning for TJX versus URBN.
The committee scores are tied.
TJX and URBN both score 66/100.
TJX Committee View
67% agreement
6 analysts
The primary driver is low leverage (debt-to-equity 0.28) -- balance sheet can absorb a shock. The main limiting factor is p/e of 30.6 is moderate-to-rich. The committee is constructive but not yet at full conviction.
Bull Case
- ROE of 59.7% shows genuine earnings power backing the valuation — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- P/E of 30.6 is moderate-to-rich — Value
- Price-to-book of 16.4x prices in significant intangible value — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
URBN Committee View
83% agreement
6 analysts
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is bollinger bandwidth of 15.2% signals elevated volatility. The committee is constructive but not yet at full conviction.
Bull Case
- P/E of 13.9 is inexpensive for the broad market — Value
- ROE of 17.6% shows genuine earnings power backing the valuation — Value
- Price structure making higher highs and higher lows — Technical
Bear Case
- Bollinger bandwidth of 15.2% signals elevated volatility — Risk
- No news coverage in the last 14 days -- limited independent confirmation either way — News