URBN · NASDAQ · STOCK
Urban Outfitters (URBN) Stock Analysis
$82.17
52W $59.54 – $85.43
70/100
$7.04B
12.6
1.24
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is URBN Bullish or Bearish?
Bullish.
Innellis AI committee rates Urban Outfitters, Inc. (URBN) Buy with a composite score of 70/100
, based on 6 analysts with 100% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +4.65 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -15.35 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 12.2 is inexpensive for the broad market — Value
- ROE of 20.7% shows genuine earnings power backing the valuation — Value
- EPS growing 25.4% YoY — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- RSI at 73 is in overbought territory — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
70/100
Agreement
100%
Analysts
6
Conviction
Unanimous
Sector Rank
Top 1%
of 178 Consumer Cyclical peers
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 12.2 is inexpensive for the broad market
Growth Analyst
bullish
78
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 25.4% YoY
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− RSI at 73 is in overbought territory
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
68
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.31 across 13 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 71.3 to 70.3.
- New bearish signals: 1 appeared.
- Bullish support removed: 2 signal(s) disappeared.
- New bullish signals: 2 appeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
- Technical Analyst: score 69->61 (-8); +1 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
72.5
Overbought
MACD Histogram
0.614
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$65.75
Resistance
$84.30
Bollinger %B
0.96
Inside Bands
Price vs Moving Averages
EMA 9
$79.81
Above
EMA 21
$78.43
Above
EMA 50
$77.09
Above
EMA 200
$73.09
Above
Fundamental Analysis
Valuation
95
Growth
61
Profitability
66
Financial Health
83
Cash Flow
70
Valuation
P/E Ratio
12.6×
P/B Ratio
2.47×
PEG Ratio
0.51
Dividend Yield
0.00%
52W High
$85.43
52W Low
$59.54
Quality & Growth
ROE
1651.4%
ROA
928.4%
Gross Margin
3751.1%
Operating Margin
1132.8%
Revenue Growth YoY
—
Debt / Equity
0.43
AI Fundamental Assessment
P/E ratio of 12.6 (inexpensive relative to a 15-40x range); Price-to-book of 2.5x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 16.5%; Return on assets of 9.3%; Net margin of 8.8%; Gross margin of 37.5%; Current ratio of 1.58 (healthy short-term liquidity); Debt-to-equity of 0.43; Free cash flow per share is positive (3.45); Most recent quarter missed estimates by 2.5%; EPS growth accelerating (+23.8% -> +32.3% QoQ); Average YoY EPS growth of 8.9%; Analyst estimates rising over recent quarters
Get the Full URBN Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →