BRO · NYSE · STOCK
Brown & Brown (BRO) Stock Analysis
$62.88
52W $53.81 – $95.69
57/100
$21.04B
17.4
0.59
Is BRO Bullish or Bearish?
Mixed.
Innellis AI committee rates Brown & Brown (BRO) Watch with a composite score of 57/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +3.24 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -16.76 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.29 across 14 articles, 14d). Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Revenue growing 34.2% YoY -- genuine top-line momentum — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- News sentiment is positive (+0.29 across 14 articles, 14d) — News
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- Bollinger bandwidth of 15.8% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
57/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 66%
of 211 Financial Services peers
Value Analyst
neutral
58
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
Growth Analyst
bullish
60
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 34.2% YoY -- genuine top-line momentum
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 15.8% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
67
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.29 across 14 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 56.8 to 56.8.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
53.5
Neutral
MACD Histogram
0.420
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Support
$61.79
Resistance
$66.88
Bollinger %B
0.51
Inside Bands
Price vs Moving Averages
EMA 9
$62.08
Above
EMA 21
$63.31
Below
EMA 50
$65.46
Below
EMA 200
$70.11
Below
Fundamental Analysis
Valuation
63
Growth
46
Profitability
66
Financial Health
60
Cash Flow
70
Valuation
P/E Ratio
17.4×
P/B Ratio
1.66×
PEG Ratio
6.11
Dividend Yield
1.05%
52W High
$95.69
52W Low
$53.81
Quality & Growth
ROE
840.0%
ROA
351.4%
Gross Margin
5901.9%
Operating Margin
2847.3%
Revenue Growth YoY
—
Debt / Equity
0.64
AI Fundamental Assessment
P/E ratio of 17.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of 6.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 8.4%; Return on assets of 3.5%; Net margin of 17.6%; Gross margin of 59.0%; Current ratio of 1.13 (tight short-term liquidity); Debt-to-equity of 0.64; Free cash flow per share is positive (4.34); Most recent quarter missed estimates by 2.1%; EPS growth decelerating (+49.5% -> -23.0% QoQ); Average YoY EPS growth of 3.9%; Analyst estimates rising over recent quarters
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