HWC · NASDAQ · STOCK
Hancock Whitney (HWC) Stock Analysis
$73.59
52W $54.05 – $80.13
67/100
$6.05B
14.5
0.95
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is HWC Bullish or Bearish?
Bullish.
Innellis AI committee rates Hancock Whitney (HWC) Buy with a composite score of 67/100
, based on 6 analysts with 50% agreement.
Last updated September 22, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +8.33 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -11.67 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is split. Analysts see this stock differently enough that the current rating reflects genuine uncertainty, not a weak signal.
Bull & Bear Case
Bull Case
- P/E of 14.0 is inexpensive for the broad market — Value
- Price-to-book of 1.2x is a discount to asset value — Value
- Dividend yield of 2.9% pays you to wait — Value
- Revenue growing 49.4% YoY -- genuine top-line momentum — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.18) -- balance sheet can absorb a shock — Risk
Bear Case
- EPS declining -5.9% YoY despite any revenue growth — Growth
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 22, 2026
Overall Committee Score
67/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 28%
of 211 Financial Services peers
Value Analyst
bullish
77
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 14.0 is inexpensive for the broad market
Growth Analyst
neutral
52
/ 100 · Moderate confidence
Moderate growth -- present but not remarkable
+ Revenue growing 49.4% YoY -- genuine top-line momentum
− EPS declining -5.9% YoY despite any revenue growth
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bullish
75
/ 100 · Moderate confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.18) -- balance sheet can absorb a shock
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score moved marginally from 64.2 to 66.7.
- New bearish signals: 1 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 2 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Macro Analyst: score 65->80 (+15); +1 bullish signal(s).
- Portfolio Manager: score 45->55 (+10); +1 bearish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-09-21 to 2026-09-22 (1 day apart).
Technical Analysis
RSI (14)
42.5
Neutral
MACD Histogram
0.010
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$63.33
Resistance
$75.33
Bollinger %B
0.34
Inside Bands
Price vs Moving Averages
EMA 9
$74.93
Below
EMA 21
$75.26
Below
EMA 50
$75.13
Below
EMA 200
$70.04
Above
Fundamental Analysis
Valuation
100
Growth
57
Profitability
67
Financial Health
55
Cash Flow
70
Valuation
P/E Ratio
14.5×
P/B Ratio
1.37×
PEG Ratio
-2.71
Dividend Yield
2.62%
52W High
$80.13
52W Low
$54.05
Quality & Growth
ROE
1089.8%
ROA
137.0%
Gross Margin
7293.3%
Operating Margin
2819.8%
Revenue Growth YoY
—
Debt / Equity
0.42
AI Fundamental Assessment
P/E ratio of 14.5 (inexpensive relative to a 15-40x range); Price-to-book of 1.4x; PEG ratio of -2.7 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.9%; Return on assets of 1.4%; Net margin of 21.8%; Gross margin of 72.9%; Current ratio of 0.91 (tight short-term liquidity); Debt-to-equity of 0.42; Free cash flow per share is positive (6.87); Most recent quarter missed estimates by 1.0%; EPS growth roughly steady (+2.0% -> +2.0% QoQ); Average YoY EPS growth of 13.1%; Analyst estimates rising over recent quarters
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