RNR · NYSE · STOCK
RenaissanceRe (RNR) Stock Analysis
$325.88
52W $231.17 – $340.24
66/100
$13.56B
5.6
0.17
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is RNR Bullish or Bearish?
Bullish.
Innellis AI committee rates RenaissanceRe (RNR) Buy with a composite score of 66/100
, based on 6 analysts with 83% agreement.
Last updated September 22, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.25 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.75 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is vix regime is low -- calm backdrop supports risk-taking. The main limiting factor is revenue declining -9.1% yoy -- this is not a growth story right now. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- P/E of 5.2 is inexpensive for the broad market — Value
- Price-to-book of 1.1x is a discount to asset value — Value
- ROE of 22.7% shows genuine earnings power backing the valuation — Value
- EPS growing 48.0% YoY — Growth
- 5 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- Revenue declining -9.1% YoY -- this is not a growth story right now — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical
- Current ratio of 0.63 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 22, 2026
Overall Committee Score
66/100
Agreement
83%
Analysts
6
Conviction
High
Sector Rank
Top 32%
of 211 Financial Services peers
Value Analyst
bullish
76
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 5.2 is inexpensive for the broad market
Growth Analyst
neutral
54
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 48.0% YoY
− Revenue declining -9.1% YoY -- this is not a growth story right now
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
62
/ 100 · Moderate confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.20) -- balance sheet can absorb a shock
− Current ratio of 0.63 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
80
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score moved marginally from 63.3 to 65.8.
- New bearish signals: 1 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Macro Analyst: score 65->80 (+15); +1 bullish signal(s).
- Portfolio Manager: score 45->55 (+10); +1 bearish signal(s).
Comparing 2026-09-21 to 2026-09-22 (1 day apart).
Technical Analysis
RSI (14)
46.1
Neutral
MACD Histogram
-0.502
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Support
$287.88
Resistance
$335.91
Bollinger %B
0.32
Inside Bands
Price vs Moving Averages
EMA 9
$327.60
Below
EMA 21
$327.02
Below
EMA 50
$322.98
Above
EMA 200
$301.67
Above
Fundamental Analysis
Valuation
100
Growth
74
Profitability
87
Financial Health
90
Cash Flow
70
Valuation
P/E Ratio
5.6×
P/B Ratio
1.14×
PEG Ratio
0.11
Dividend Yield
0.50%
52W High
$340.24
52W Low
$231.17
Quality & Growth
ROE
2310.6%
ROA
498.6%
Gross Margin
5856.4%
Operating Margin
3877.2%
Revenue Growth YoY
—
Debt / Equity
0.20
AI Fundamental Assessment
P/E ratio of 5.6 (inexpensive relative to a 15-40x range); Price-to-book of 1.1x; PEG ratio of 0.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 23.1%; Return on assets of 5.0%; Net margin of 24.7%; Gross margin of 58.6%; Current ratio of 1.76 (healthy short-term liquidity); Debt-to-equity of 0.20; Free cash flow per share is positive (87.14); Most recent quarter beat estimates by 11.0%; 5 consecutive earnings beats; EPS growth decelerating (+3.1% -> -6.0% QoQ); Analyst estimates rising over recent quarters
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