UDR · NYSE · STOCK
UDR (UDR) Stock Analysis
$34.42
52W $32.94 – $42.00
50/100
$11.22B
22.1
0.69
Is UDR Bullish or Bearish?
Mixed.
Innellis AI committee rates UDR, Inc. (UDR) Watch with a composite score of 50/100
, based on 6 analysts with 33% agreement.
Last updated September 17, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.15 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.85 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Technical Analyst remains cautious — price structure making lower highs and lower lows. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 16.3% shows genuine earnings power backing the valuation — Value
- Dividend yield of 5.0% pays you to wait — Value
- EPS growing 298.5% YoY — Growth
Bear Case
- Debt-to-equity of 1.77 adds balance-sheet risk to the value case — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- RSI at 19 is in oversold territory (could mean either capitulation or a bounce setup) — Technical
- MACD histogram negative -- bearish momentum — Technical
- Trend and market structure agree -- coherent bearish picture — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of September 17, 2026
Overall Committee Score
50/100
Agreement
33%
Analysts
6
Conviction
Contested
Sector Rank
Top 77%
of 80 Real Estate peers
Value Analyst
neutral
56
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 16.3% shows genuine earnings power backing the valuation
− Debt-to-equity of 1.77 adds balance-sheet risk to the value case
Growth Analyst
neutral
53
/ 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 298.5% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bearish
31
/ 100 · High confidence
Price action is deteriorating -- trend and/or momentum are working against this name
− Price structure making lower highs and lower lows
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 1.77) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
61
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2514.55)
Investment Thesis Evolution
Committee score moved marginally from 49.9 to 49.9.
Comparing 2026-09-16 to 2026-09-17 (1 day apart).
Technical Analysis
RSI (14)
19.2
Oversold
MACD Histogram
-0.153
Bearish Momentum
Trend Direction
Downtrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$33.48
Resistance
$39.61
Bollinger %B
0.09
Inside Bands
Price vs Moving Averages
EMA 9
$35.68
Below
EMA 21
$36.50
Below
EMA 50
$37.40
Below
EMA 200
$37.56
Below
Fundamental Analysis
Valuation
78
Growth
38
Profitability
71
Financial Health
12
Cash Flow
70
Valuation
P/E Ratio
22.1×
P/B Ratio
3.86×
PEG Ratio
0.07
Dividend Yield
3.72%
52W High
$42.00
52W Low
$32.94
Quality & Growth
ROE
1148.6%
ROA
356.1%
Gross Margin
5570.9%
Operating Margin
2823.4%
Revenue Growth YoY
—
Debt / Equity
2.04
AI Fundamental Assessment
P/E ratio of 22.1 (inexpensive relative to a 15-40x range); Price-to-book of 3.9x; PEG ratio of 0.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.5%; Return on assets of 3.6%; Net margin of 30.4%; Gross margin of 55.7%; Current ratio of 0.15 (tight short-term liquidity); Debt-to-equity of 2.04; Free cash flow per share is positive (2.83); Most recent quarter missed estimates by 13.3%; EPS growth decelerating (+612.5% -> -82.5% QoQ); Average YoY EPS growth of -9.1%; Analyst estimates falling over recent quarters
Get the Full UDR Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →