CL · NYSE · STOCK
Colgate-Palmolive (CL) Stock Analysis
$88.27
52W $74.55 – $99.33
47/100
$70.63B
34.7
0.32
Is CL Bullish or Bearish?
Mixed.
Innellis AI committee rates Colgate-Palmolive (CL) Watch with a composite score of 47/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +13.05 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -6.95 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Growth Analyst remains cautious — eps declining -28.9% yoy despite any revenue growth. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 631.1% shows genuine earnings power backing the valuation — Value
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- P/E of 34.4 is moderate-to-rich — Value
- Price-to-book of 1179.5x prices in significant intangible value — Value
- Debt-to-equity of 147.93 adds balance-sheet risk to the value case — Value
- EPS declining -28.9% YoY despite any revenue growth — Growth
- Price structure making lower highs and lower lows — Technical
- High leverage (debt-to-equity 147.93) amplifies downside in a stress scenario — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
47/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 98%
of 72 Consumer Defensive peers
Value Analyst
neutral
45
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 631.1% shows genuine earnings power backing the valuation
− P/E of 34.4 is moderate-to-rich
Growth Analyst
bearish
30
/ 100 · Moderate confidence
Growth story is weak, decelerating, or inconsistent
− EPS declining -28.9% YoY despite any revenue growth
Technical Analyst
neutral
52
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 147.93) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 49.8 to 47.0.
- New bearish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) changed stance: News Analyst, Risk Analyst.
Analyst-level changes:
- News Analyst: stance bullish->neutral; score 62->58 (-4).
- Risk Analyst: stance neutral->bearish; score 45->32 (-12).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
65.6
Neutral
MACD Histogram
0.435
Bullish Momentum
Trend Direction
Downtrend
Weekly: Sideways
Market Structure
Mixed
Support
$87.54
Resistance
$94.16
Bollinger %B
0.87
Inside Bands
Price vs Moving Averages
EMA 9
$86.97
Above
EMA 21
$87.12
Above
EMA 50
$88.36
Below
EMA 200
$88.36
Below
Fundamental Analysis
Valuation
40
Growth
61
Profitability
87
Financial Health
9
Cash Flow
70
Valuation
P/E Ratio
34.7×
P/B Ratio
297.93×
PEG Ratio
-1.19
Dividend Yield
2.38%
52W High
$99.33
52W Low
$74.55
Quality & Growth
ROE
—
ROA
1305.6%
Gross Margin
6042.5%
Operating Margin
2065.0%
Revenue Growth YoY
—
Debt / Equity
33.29
AI Fundamental Assessment
P/E ratio of 34.7 (rich relative to a 15-40x range); Price-to-book of 297.9x; PEG ratio of -1.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 3948.1%; Return on assets of 13.1%; Net margin of 9.7%; Gross margin of 60.4%; Current ratio of 1.03 (tight short-term liquidity); Debt-to-equity of 33.29; Free cash flow per share is positive (4.84); Most recent quarter beat estimates by 1.5%; EPS growth roughly steady (+2.1% -> +2.1% QoQ); Average YoY EPS growth of 7.6%; Analyst estimates rising over recent quarters
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