PCAR · NASDAQ · STOCK
PACCAR (PCAR) Stock Analysis
$108.02
52W $92.25 – $139.24
53/100
$56.87B
22.7
0.99
Is PCAR Bullish or Bearish?
Mixed.
Innellis AI committee rates PACCAR Inc. (PCAR) Watch with a composite score of 53/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +7.41 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -12.59 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Revenue declining -10.6% YoY -- this is not a growth story right now — Growth
- EPS declining -18.6% YoY despite any revenue growth — Growth
- Weekly RSI at 20 -- oversold on the larger timeframe too — Technical
- Current ratio of 0.71 is tight -- limited short-term liquidity cushion — Risk
- Bollinger bandwidth of 16.0% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
53/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 83%
of 227 Industrials peers
Value Analyst
neutral
58
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
Growth Analyst
bearish
40
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
+ Quarter-over-quarter growth rate is ACCELERATING, not just positive
− Revenue declining -10.6% YoY -- this is not a growth story right now
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Weekly RSI at 20 -- oversold on the larger timeframe too
Risk Analyst
bearish
35
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Current ratio of 0.71 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
60
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 50.5 to 52.6.
- New bearish signals: 2 appeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 3 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
- Technical Analyst: score 48->58 (+10); +1 bearish signal(s); +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
31.5
Neutral
MACD Histogram
0.051
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$106.83
Resistance
$112.72
Bollinger %B
0.24
Inside Bands
Price vs Moving Averages
EMA 9
$109.62
Below
EMA 21
$113.07
Below
EMA 50
$118.22
Below
EMA 200
$118.03
Below
Fundamental Analysis
Valuation
83
Growth
69
Profitability
40
Financial Health
94
Cash Flow
70
Valuation
P/E Ratio
22.7×
P/B Ratio
2.80×
PEG Ratio
-1.22
Dividend Yield
2.55%
52W High
$139.24
52W Low
$92.25
Quality & Growth
ROE
1233.3%
ROA
535.9%
Gross Margin
1486.1%
Operating Margin
981.3%
Revenue Growth YoY
—
Debt / Equity
0.72
AI Fundamental Assessment
P/E ratio of 22.7 (inexpensive relative to a 15-40x range); Price-to-book of 2.8x; PEG ratio of -1.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 12.3%; Return on assets of 5.4%; Net margin of 9.2%; Gross margin of 14.9%; Current ratio of 3.12 (healthy short-term liquidity); Debt-to-equity of 0.72; Free cash flow per share is positive (5.95); Most recent quarter beat estimates by 3.5%; EPS growth accelerating (+8.5% -> +24.3% QoQ); Average YoY EPS growth of 4.4%; Analyst estimates rising over recent quarters
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