NASDAQ · STOCK
PayPal Holdings
$44.51
52W $38.46 – $79.50
56/100
$40.20B
8.0
1.32
Bull & Bear Case
Bull Case
- Positive MACD histogram signals bullish momentum.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Lower Highs / Lower Lows structure confirms bearish price action.
- Bearish candlestick pattern(s) detected: Evening Star.
AI Investment Committee
Committee Consensus
As of July 08, 2026
Overall Committee Score
56/100
The AI Investment Committee is an ensemble of six specialized analytical agents: Value Analyst, Technical Analyst, Growth Analyst, Risk Analyst, Macro Analyst, and News Analyst. Each agent independently evaluates PYPL using dedicated data signals, then the committee aggregates their verdicts into a final score and recommendation. This multi-agent approach reduces individual model bias and provides a more balanced investment assessment.
Technical Analysis
RSI (14)
51.4
Neutral
MACD Histogram
0.381
Bullish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Lh Ll
Support
$38.46
Resistance
$52.29
Bollinger %B
0.68
Inside Bands
Price vs Moving Averages
EMA 9
$44.27
Above
EMA 21
$43.76
Above
EMA 50
$44.41
Above
EMA 200
$51.98
Below
Fundamental Analysis
Valuation
91
Growth
64
Profitability
73
Financial Health
69
Valuation
P/E Ratio
8.0×
P/B Ratio
2.70×
PEG Ratio
—
Dividend Yield
1.23%
52W High
$79.50
52W Low
$38.46
Quality & Growth
ROE
2508.0%
ROA
632.0%
Gross Margin
4093.0%
Operating Margin
1785.0%
Revenue Growth YoY
+579.0%
Debt / Equity
0.56
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 8.0 (inexpensive relative to a 15-40x range); Price-to-book of 2.7x; Revenue growth (YoY) of 5.8%; EPS growth (YoY) of 19.8%; Return on equity of 25.1%; Return on assets of 6.3%; Net margin of 15.0%; Gross margin of 40.9%; Current ratio of 1.29 (tight short-term liquidity); Debt-to-equity of 0.56; Earnings-history trend unavailable; growth based on TTM year-over-year only.
Key Risks
- Both daily and weekly trends are bearish — strong multi-timeframe downtrend.
- Lower Highs / Lower Lows structure confirms bearish price action.
- Bearish candlestick pattern(s) detected: Evening Star.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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