PayPal Holdings (PYPL) — What Changed

Material changes in the AI committee's view · 50 events tracked · Detected nightly

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2026-08-27 MATERIAL
▼ Agreement Shift

PYPL's Committee agreement moved from 60.00% to 50.00% (-10.00pp, 1 day(s) apart).

60.00 → 50.00 (-10.0)

2026-08-27 MINOR
▼ Score Change

PYPL's Committee score moved from 55.46 to 51.20 (-4.26, 1 day(s) apart).

55.46 → 51.20 (-4.3)

2026-08-27 MATERIAL
— Conviction Change

PYPL's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-08-26 MATERIAL
— Conviction Change

PYPL's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-08-26 MATERIAL
▲ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 50.00% (+10.00pp, 1 day(s) apart).

40.00 → 50.00 (+10.0)

2026-08-26 MINOR
▼ Score Change

PYPL's Committee score moved from 56.24 to 52.17 (-4.07, 1 day(s) apart).

56.24 → 52.17 (-4.1)

2026-08-24 MATERIAL
▲ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 50.00% (+10.00pp, 1 day(s) apart).

40.00 → 50.00 (+10.0)

2026-08-24 MINOR
▼ Score Change

PYPL's Committee score moved from 56.24 to 52.17 (-4.07, 1 day(s) apart).

56.24 → 52.17 (-4.1)

2026-08-22 MAJOR
▼ Agreement Shift

PYPL's Committee agreement moved from 60.00% to 40.00% (-20.00pp, 1 day(s) apart).

60.00 → 40.00 (-20.0)

2026-08-22 MINOR
▼ Score Change

PYPL's Committee score moved from 58.46 to 56.24 (-2.22, 1 day(s) apart).

58.46 → 56.24 (-2.2)

2026-08-21 MAJOR
▲ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 60.00% (+20.00pp, 1 day(s) apart).

40.00 → 60.00 (+20.0)

2026-08-21 MINOR
▼ Score Change

PYPL's Committee score moved from 55.80 to 55.04 (-0.76, 1 day(s) apart).

55.80 → 55.04 (-0.8)

2026-08-19 MAJOR
▼ Agreement Shift

PYPL's Committee agreement moved from 60.00% to 40.00% (-20.00pp, 1 day(s) apart).

60.00 → 40.00 (-20.0)

2026-08-19 MINOR
▼ Score Change

PYPL's Committee score moved from 59.66 to 55.80 (-3.86, 1 day(s) apart).

59.66 → 55.80 (-3.9)

2026-08-18 MATERIAL
▼ Agreement Shift

PYPL's Committee agreement moved from 60.00% to 50.00% (-10.00pp, 1 day(s) apart).

60.00 → 50.00 (-10.0)

2026-08-18 MINOR
▼ Score Change

PYPL's Committee score moved from 57.53 to 53.79 (-3.74, 1 day(s) apart).

57.53 → 53.79 (-3.7)

2026-08-16 MATERIAL
▲ Agreement Shift

PYPL's Committee agreement moved from 50.00% to 60.00% (+10.00pp, 1 day(s) apart).

50.00 → 60.00 (+10.0)

2026-08-16 MINOR
▲ Score Change

PYPL's Committee score moved from 53.79 to 57.53 (+3.74, 1 day(s) apart).

53.79 → 57.53 (+3.7)

2026-08-14 MINOR
▲ Score Change

PYPL's Committee score moved from 57.40 to 57.97 (+0.57, 1 day(s) apart).

57.40 → 57.97 (+0.6)

2026-08-14 MATERIAL
— Conviction Change

PYPL's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-08-13 MINOR
▲ Score Change

PYPL's Committee score moved from 56.97 to 57.40 (+0.43, 1 day(s) apart).

56.97 → 57.40 (+0.4)

2026-08-12 MAJOR
▲ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 60.00% (+20.00pp, 1 day(s) apart).

40.00 → 60.00 (+20.0)

2026-08-12 MATERIAL
▲ Score Change

PYPL's Committee score moved from 51.97 to 56.97 (+5.00, 1 day(s) apart).

51.97 → 56.97 (+5.0)

2026-08-12 MATERIAL
— Conviction Change

PYPL's Committee conviction moved from contested to moderate (1 day(s) apart).

contested → moderate

2026-08-11 MATERIAL
▼ Agreement Shift

PYPL's Committee agreement moved from 50.00% to 40.00% (-10.00pp, 1 day(s) apart).

50.00 → 40.00 (-10.0)

2026-08-11 MINOR
▼ Score Change

PYPL's Committee score moved from 53.77 to 51.97 (-1.80, 1 day(s) apart).

53.77 → 51.97 (-1.8)

2026-08-10 MAJOR
▲ Agreement Shift

PYPL's Committee agreement moved from 33.30% to 50.00% (+16.70pp, 1 day(s) apart).

33.30 → 50.00 (+16.7)

2026-08-10 MINOR
▲ Score Change

PYPL's Committee score moved from 52.69 to 53.77 (+1.08, 1 day(s) apart).

52.69 → 53.77 (+1.1)

2026-08-09 MINOR
▼ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 33.30% (-6.70pp, 1 day(s) apart).

40.00 → 33.30 (-6.7)

2026-08-09 MINOR
▲ Score Change

PYPL's Committee score moved from 48.73 to 52.69 (+3.96, 1 day(s) apart).

48.73 → 52.69 (+4.0)

2026-08-08 MAJOR
▼ Agreement Shift

PYPL's Committee agreement moved from 60.00% to 33.30% (-26.70pp, 1 day(s) apart).

60.00 → 33.30 (-26.7)

2026-08-08 MATERIAL
▲ Score Change

PYPL's Committee score moved from 46.73 to 52.69 (+5.96, 1 day(s) apart).

46.73 → 52.69 (+6.0)

2026-08-08 MATERIAL
— Conviction Change

PYPL's Committee conviction moved from moderate to contested (1 day(s) apart).

moderate → contested

2026-08-07 MATERIAL
▲ Agreement Shift

PYPL's Committee agreement moved from 40.00% to 50.00% (+10.00pp, 1 day(s) apart).

40.00 → 50.00 (+10.0)

2026-08-07 MINOR
▲ Score Change

PYPL's Committee score moved from 49.17 to 51.02 (+1.85, 1 day(s) apart).

49.17 → 51.02 (+1.9)

2026-08-06 MINOR
▼ Score Change

PYPL's Committee score moved from 53.42 to 53.05 (-0.37, 1 day(s) apart).

53.42 → 53.05 (-0.4)

2026-08-05 MAJOR
▼ Agreement Shift

PYPL's Committee agreement moved from 50.00% to 33.30% (-16.70pp, 1 day(s) apart).

50.00 → 33.30 (-16.7)

2026-08-05 MINOR
▼ Score Change

PYPL's Committee score moved from 54.50 to 53.42 (-1.08, 1 day(s) apart).

54.50 → 53.42 (-1.1)

2026-08-04 MINOR
▼ Score Change

PYPL's Committee score moved from 56.89 to 54.50 (-2.39, 1 day(s) apart).

56.89 → 54.50 (-2.4)

2026-08-03 MINOR
▲ Score Change

PYPL's Committee score moved from 56.17 to 56.89 (+0.72, 1 day(s) apart).

56.17 → 56.89 (+0.7)

2026-08-02 MATERIAL
— Model Version Conflict

PYPL's Committee scoring methodology changed from version 1.2.0 to 1.3.0 between 2026-08-01 and 2026-08-02. Score and agreement comparisons are skipped for this window because they are not comparable across methodology versions.

1.2.0 → 1.3.0

2026-08-01 MINOR
▲ Score Change

PYPL's Committee score moved from 51.66 to 54.88 (+3.22, 1 day(s) apart).

51.66 → 54.88 (+3.2)

2026-07-31 MINOR
▼ Score Change

PYPL's Committee score moved from 51.81 to 51.66 (-0.15, 1 day(s) apart).

51.81 → 51.66 (-0.1)

2026-07-30 MATERIAL
▼ Agreement Shift

PYPL's Committee agreement moved from 57.10% to 42.90% (-14.20pp, 1 day(s) apart).

57.10 → 42.90 (-14.2)

2026-07-30 MINOR
▼ Score Change

PYPL's Committee score moved from 56.72 to 51.81 (-4.91, 1 day(s) apart).

56.72 → 51.81 (-4.9)

2026-07-28 MATERIAL
▲ Agreement Shift

PYPL's Committee agreement moved from 42.90% to 57.10% (+14.20pp, 1 day(s) apart).

42.90 → 57.10 (+14.2)

2026-07-28 MINOR
▲ Score Change

PYPL's Committee score moved from 56.59 to 56.72 (+0.13, 1 day(s) apart).

56.59 → 56.72 (+0.1)

2026-07-24 MATERIAL
▼ Agreement Shift

PYPL's Committee agreement moved from 57.10% to 42.90% (-14.20pp, 1 day(s) apart).

57.10 → 42.90 (-14.2)

2026-07-24 MINOR
▼ Score Change

PYPL's Committee score moved from 56.09 to 55.79 (-0.30, 1 day(s) apart).

56.09 → 55.79 (-0.3)

2026-07-19 MINOR
▲ Score Change

PYPL's Committee score moved from 54.86 to 55.16 (+0.30, 1 day(s) apart).

54.86 → 55.16 (+0.3)

How Change Detection Works

Every night, Innellis compares the committee's latest scores against the previous session. Changes are recorded only when they cross documented materiality thresholds — score moves, rating transitions, conviction shifts, and analyst agreement changes. Small day-to-day noise is deliberately filtered out. View full score history →