YMM · NYSE · STOCK
Full Truck Alliance Co. Ltd.
$9.34
52W $7.46 – $14.07
57/100
$9.78B
2.4
0.30
Is YMM Bullish or Bearish?
Mixed.
Innellis AI committee rates Full Truck Alliance Co. Ltd. (YMM) Watch with a composite score of 57/100
, based on 6 analysts with 67% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +2.92 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -17.08 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Risk Analyst sees a compelling case — low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock. Growth Analyst remains cautious — revenue declining -48.2% yoy -- this is not a growth story right now. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock — Risk
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- Revenue declining -48.2% YoY -- this is not a growth story right now — Growth
- MACD histogram negative -- bearish momentum — Technical
- No news coverage in the last 14 days -- limited independent confirmation either way — News
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
57/100
Agreement
67%
Analysts
6
Conviction
Contested
Sector Rank
Top 69%
of 284 Technology peers
Value Analyst
bullish
62
/ 100 · Moderate confidence
Classic value case: cheap on multiples with earnings power to back it up
Growth Analyst
bearish
15
/ 100 · Low confidence
Growth story is weak, decelerating, or inconsistent
− Revenue declining -48.2% YoY -- this is not a growth story right now
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
80
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
− No news coverage in the last 14 days -- limited independent confirmation either way
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
45.0
Neutral
MACD Histogram
-0.023
Bearish Momentum
Trend Direction
Sideways
Weekly: Downtrend
Market Structure
Mixed
Support
$8.04
Resistance
$9.59
Bollinger %B
0.45
Inside Bands
Price vs Moving Averages
EMA 9
$9.51
Below
EMA 21
$9.30
Above
EMA 50
$8.99
Above
EMA 200
$9.60
Below
Fundamental Analysis
Valuation
99
Profitability
89
Financial Health
100
Cash Flow
70
Valuation
P/E Ratio
2.4×
P/B Ratio
1.65×
PEG Ratio
0.00
Dividend Yield
2.82%
52W High
$14.07
52W Low
$7.46
Quality & Growth
ROE
1100.5%
ROA
993.9%
Gross Margin
6282.4%
Operating Margin
3125.2%
Revenue Growth YoY
—
Debt / Equity
0.00
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 2.4 (inexpensive relative to a 15-40x range); Price-to-book of 1.6x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.0%; Return on assets of 9.9%; Net margin of 32.7%; Gross margin of 62.8%; Current ratio of 6.93 (healthy short-term liquidity); Debt-to-equity of 0.00; Free cash flow per share is positive (1.44); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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