ALL · NASDAQ · STOCK
Allstate
$269.24
52W $188.08 – $277.22
66/100
$68.73B
5.3
0.16
Is ALL Bullish or Bearish?
Bullish.
Innellis AI committee rates Allstate (ALL) Buy with a composite score of 66/100
, based on 6 analysts with 83% agreement.
Last updated August 09, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.12 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.88 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is eps growing 132.8% yoy. The main limiting factor is bollinger bandwidth of 15.4% signals elevated volatility. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- P/E of 5.1 is inexpensive for the broad market — Value
- ROE of 43.1% shows genuine earnings power backing the valuation — Value
- EPS growing 132.8% YoY — Growth
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- Price structure making higher highs and higher lows — Technical
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Weekly RSI at 85 -- overbought on the larger timeframe too — Technical
- Bollinger bandwidth of 15.4% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 09, 2026
Overall Committee Score
66/100
Agreement
83%
Analysts
6
Conviction
High
Sector Rank
Top 35%
of 142 Financial Services peers
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 5.1 is inexpensive for the broad market
Growth Analyst
bullish
72
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 132.8% YoY
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.24) -- balance sheet can absorb a shock
− Bollinger bandwidth of 15.4% signals elevated volatility
Macro Analyst
bullish
70
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ Market regime is bullish (Bull market -- normal position sizing)
News Analyst
bullish
64
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.20 across 35 articles, 14d)
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 4 existing position pair(s) are highly correlated already
Investment Thesis Evolution
Committee score moved marginally from 65.9 to 65.9.
- Bullish support removed: 4 signal(s) disappeared.
- New bullish signals: 4 appeared.
Analyst-level changes:
- Growth Analyst: +1 bullish signal(s).
- News Analyst: +1 bullish signal(s).
- Value Analyst: +2 bullish signal(s).
Comparing 2026-08-08 to 2026-08-09 (1 day apart).
Technical Analysis
RSI (14)
56.4
Neutral
MACD Histogram
-0.211
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Hh Hl
Bollinger %B
0.70
Inside Bands
Price vs Moving Averages
EMA 9
$265.64
Above
EMA 21
$259.03
Above
EMA 50
$245.60
Above
EMA 200
$221.17
Above
Fundamental Analysis
Valuation
97
Growth
81
Profitability
84
Financial Health
50
Cash Flow
70
Valuation
P/E Ratio
5.3×
P/B Ratio
2.03×
PEG Ratio
0.04
Dividend Yield
1.56%
52W High
$277.22
52W Low
$188.08
Quality & Growth
ROE
3359.0%
ROA
858.6%
Gross Margin
4215.6%
Operating Margin
2483.1%
Revenue Growth YoY
—
Debt / Equity
0.22
AI Fundamental Assessment
P/E ratio of 5.3 (inexpensive relative to a 15-40x range); Price-to-book of 2.0x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 33.6%; Return on assets of 8.6%; Net margin of 19.2%; Gross margin of 42.2%; Current ratio of 0.24 (tight short-term liquidity); Debt-to-equity of 0.22; Free cash flow per share is positive (61.61); Most recent quarter beat estimates by 45.4%; 5 consecutive earnings beats; EPS growth accelerating (-25.6% -> -15.6% QoQ); Average YoY EPS growth of 51.4%; Analyst estimates falling over recent quarters
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