AMP · NYSE · STOCK
Ameriprise Financial (AMP) Stock Analysis
$559.02
52W $422.37 – $572.56
65/100
$50.44B
13.4
1.14
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is AMP Bullish or Bearish?
Bullish.
Innellis AI committee rates Ameriprise Financial (AMP) Buy with a composite score of 65/100
, based on 5 analysts with 80% agreement.
Last updated August 25, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +10.15 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -9.85 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is news sentiment is positive (+0.40 across 17 articles, 14d). The main limiting factor is growth rate is decelerating quarter over quarter -- the trend line matters more than the level. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- 5 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- Weekly trend (uptrend) confirms the daily trend -- multi-timeframe agreement — Technical
- News sentiment is positive (+0.40 across 17 articles, 14d) — News
Bear Case
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 25, 2026
Overall Committee Score
65/100
Agreement
80%
Analysts
5
Conviction
High
Sector Rank
Top 28%
of 211 Financial Services peers
Growth Analyst
neutral
58
/ 100 · Moderate confidence
Moderate growth -- present but not remarkable
+ 5 consecutive earnings beats -- consistent execution
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Risk Analyst
bullish
70
/ 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
70
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.40 across 17 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3063.01)
Investment Thesis Evolution
Committee score strengthened from 59.5 to 64.8.
- Conviction changed from moderate to high.
- Committee agreement increased notably from 67% to 80%.
- Bullish support removed: 3 signal(s) disappeared.
- Bearish pressure eased: 4 signal(s) disappeared.
- Analyst(s) changed stance: Growth Analyst, Risk Analyst.
- Analyst(s) abstained: Value Analyst.
Analyst-level changes:
- Growth Analyst: stance bullish->neutral.
- Risk Analyst: stance neutral->bullish; score 45->70 (+25).
- Value Analyst abstained (was neutral at 55).
Comparing 2026-08-24 to 2026-08-25 (1 day apart).
Technical Analysis
RSI (14)
55.9
Neutral
MACD Histogram
-3.094
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Mixed
Support
$513.33
Resistance
$576.85
Bollinger %B
0.63
Inside Bands
Price vs Moving Averages
EMA 9
$558.36
Above
EMA 21
$551.14
Above
EMA 50
$526.77
Above
EMA 200
$493.38
Above
Fundamental Analysis
Valuation
67
Growth
73
Profitability
73
Financial Health
87
Cash Flow
70
Valuation
P/E Ratio
13.4×
P/B Ratio
8.09×
PEG Ratio
0.47
Dividend Yield
1.18%
52W High
$572.56
52W Low
$422.37
Quality & Growth
ROE
5440.5%
ROA
186.6%
Gross Margin
5024.0%
Operating Margin
2714.3%
Revenue Growth YoY
—
Debt / Equity
1.03
AI Fundamental Assessment
P/E ratio of 13.4 (inexpensive relative to a 15-40x range); Price-to-book of 8.1x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 54.4%; Return on assets of 1.9%; Net margin of 19.9%; Gross margin of 50.2%; Current ratio of 8.48 (healthy short-term liquidity); Debt-to-equity of 1.03; Free cash flow per share is positive (30.46); Most recent quarter beat estimates by 2.2%; 5 consecutive earnings beats; EPS growth decelerating (+4.0% -> -1.7% QoQ); Average YoY EPS growth of 21.5%; Analyst estimates rising over recent quarters
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