HOOD · NASDAQ · STOCK
Robinhood Markets (HOOD) Stock Analysis
$109.03
52W $63.52 – $150.47
56/100
$98.02B
47.2
2.35
Is HOOD Bullish or Bearish?
Bullish.
Innellis AI committee rates Robinhood Markets (HOOD) Buy with a composite score of 56/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +19.22 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -0.78 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — revenue growing 38.3% yoy -- genuine top-line momentum. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 22.7% shows genuine earnings power backing the valuation — Value
- Revenue growing 38.3% YoY -- genuine top-line momentum — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
Bear Case
- P/E of 47.3 is expensive by classic value standards — Value
- Price-to-book of 11.1x prices in significant intangible value — Value
- MACD histogram negative -- bearish momentum — Technical
- Bollinger bandwidth of 19.9% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
56/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 75%
of 211 Financial Services peers
Value Analyst
neutral
42
/ 100 · Moderate confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 22.7% shows genuine earnings power backing the valuation
− P/E of 47.3 is expensive by classic value standards
Growth Analyst
bullish
85
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 38.3% YoY -- genuine top-line momentum
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 19.9% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
60
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 55.4 to 55.8.
- New bearish signals: 2 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
38.9
Neutral
MACD Histogram
-1.562
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$102.12
Resistance
$120.05
Bollinger %B
0.26
Inside Bands
Price vs Moving Averages
EMA 9
$111.46
Below
EMA 21
$112.55
Below
EMA 50
$109.03
Above
EMA 200
$98.88
Above
Fundamental Analysis
Valuation
0
Growth
72
Profitability
87
Financial Health
20
Cash Flow
70
Valuation
P/E Ratio
47.2×
P/B Ratio
10.34×
PEG Ratio
3.42
Dividend Yield
0.00%
52W High
$150.47
52W Low
$63.52
Quality & Growth
ROE
2060.2%
ROA
493.8%
Gross Margin
8148.8%
Operating Margin
4602.6%
Revenue Growth YoY
—
Debt / Equity
2.40
AI Fundamental Assessment
P/E ratio of 47.2 (rich relative to a 15-40x range); Price-to-book of 10.3x; PEG ratio of 3.4 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 20.6%; Return on assets of 4.9%; Net margin of 42.0%; Gross margin of 81.5%; Current ratio of 1.22 (tight short-term liquidity); Debt-to-equity of 2.40; Free cash flow per share is positive (0.20); Most recent quarter beat estimates by 6.7%; EPS growth accelerating (-42.4% -> +26.3% QoQ); Average YoY EPS growth of 14.3%; Analyst estimates falling over recent quarters
Get the Full HOOD Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →