BAP · NYSE · STOCK
Credicorp Ltd.
$376.90
52W $230.45 – $413.25
61/100
$29.95B
14.1
0.86
Is BAP Bullish or Bearish?
Mixed.
Innellis AI committee rates Credicorp Ltd. (BAP) Insufficient Data with a composite score of 61/100
, based on 3 analysts with 67% agreement.
Last updated August 11, 2026.
What Would Change This View
No threshold can be published for BAP. The committee has not produced a scored recommendation, so there is no line for it to cross. Innellis does not infer one.
Executive Summary
Some positive signals exist — vix regime is low -- calm backdrop supports risk-taking — but they are not yet strong enough to justify a Buy. The committee is monitoring for confirmation.
Bull & Bear Case
Bull Case
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- MACD histogram negative -- bearish momentum — Technical
- Price trading below the lower Bollinger Band -- stretched to the downside — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
61/100
Agreement
67%
Analysts
3
Conviction
Low Data
Sector Rank
Top 66%
of 209 Financial Services peers
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
neutral
58
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
30.7
Neutral
MACD Histogram
-2.689
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$300.85
Resistance
$380.19
Bollinger %B
-0.07
Below Lower Band
Price vs Moving Averages
EMA 9
$387.51
Below
EMA 21
$388.20
Below
EMA 50
$377.89
Below
EMA 200
$332.16
Above
Fundamental Analysis
Valuation
94
Profitability
80
Financial Health
92
Cash Flow
70
Valuation
P/E Ratio
14.1×
P/B Ratio
2.61×
PEG Ratio
0.57
Dividend Yield
3.88%
52W High
$413.25
52W Low
$230.45
Quality & Growth
ROE
1891.9%
ROA
259.1%
Gross Margin
7670.5%
Operating Margin
3660.3%
Revenue Growth YoY
—
Debt / Equity
0.81
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 14.1 (inexpensive relative to a 15-40x range); Price-to-book of 2.6x; PEG ratio of 0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 18.9%; Return on assets of 2.6%; Net margin of 25.0%; Gross margin of 76.7%; Current ratio of 3.91 (healthy short-term liquidity); Debt-to-equity of 0.81; Free cash flow per share is positive (84.00); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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