BSBR · NYSE · STOCK
Banco Santander (Brasil) S.A.
$5.75
52W $4.75 – $7.32
58/100
$43.05B
30.1
0.18
Is BSBR Bullish or Bearish?
Mixed.
Innellis AI committee rates Banco Santander (Brasil) S.A. (BSBR) Watch with a composite score of 58/100
, based on 4 analysts with 50% agreement.
Last updated August 11, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +1.90 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -18.10 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Risk Analyst remains cautious — bollinger bandwidth of 17.2% signals elevated volatility. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- MACD histogram positive -- bullish momentum — Technical
- VIX regime is low -- calm backdrop supports risk-taking — Macro
- Market regime is bullish (Bull market -- normal position sizing) — Macro
Bear Case
- Bollinger bandwidth of 17.2% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 11, 2026
Overall Committee Score
58/100
Agreement
50%
Analysts
4
Conviction
Contested
Sector Rank
Top 78%
of 209 Financial Services peers
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 17.2% signals elevated volatility
Macro Analyst
bullish
78
/ 100 · Moderate confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
neutral
55
/ 100 · Moderate confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− 2 existing position pair(s) are highly correlated already
Technical Analysis
RSI (14)
62.0
Neutral
MACD Histogram
0.040
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Lh Ll
Support
$5.70
Resistance
$6.57
Bollinger %B
0.77
Inside Bands
Price vs Moving Averages
EMA 9
$5.68
Above
EMA 21
$5.54
Above
EMA 50
$5.49
Above
EMA 200
$5.66
Above
Fundamental Analysis
Valuation
79
Profitability
47
Financial Health
33
Cash Flow
70
Valuation
P/E Ratio
30.1×
P/B Ratio
1.73×
PEG Ratio
-0.79
Dividend Yield
7.25%
52W High
$7.32
52W Low
$4.75
Quality & Growth
ROE
1019.9%
ROA
100.5%
Gross Margin
4667.8%
Operating Margin
2659.2%
Revenue Growth YoY
—
Debt / Equity
1.17
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 30.1 (rich relative to a 15-40x range); Price-to-book of 1.7x; PEG ratio of -0.8 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 10.2%; Return on assets of 1.0%; Net margin of 12.3%; Gross margin of 46.7%; Current ratio of 0.34 (tight short-term liquidity); Debt-to-equity of 1.17; Free cash flow per share is positive (4.42); Earnings-history trend unavailable; growth based on TTM year-over-year only.
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