CB · NYSE · STOCK
Chubb (CB) Stock Analysis
$345.81
52W $265.30 – $365.91
66/100
$131.55B
12.0
0.39
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is CB Bullish or Bearish?
Bullish.
Innellis AI committee rates Chubb Limited (CB) Buy with a composite score of 66/100
, based on 4 analysts with 75% agreement.
Last updated August 24, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +9.50 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -10.50 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The primary driver is 4 consecutive earnings beats -- consistent execution. The main limiting factor is macd histogram negative -- bearish momentum. The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- News sentiment is positive (+0.27 across 21 articles, 14d) — News
Bear Case
- MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of August 24, 2026
Overall Committee Score
66/100
Agreement
75%
Analysts
4
Conviction
High
Sector Rank
Top 23%
of 211 Financial Services peers
Growth Analyst
bullish
82
/ 100 · Moderate confidence
Strong, accelerating growth with consistent execution
+ 4 consecutive earnings beats -- consistent execution
Technical Analyst
neutral
48
/ 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.27 across 21 articles, 14d)
Portfolio Manager
neutral
45
/ 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 3069.37)
Investment Thesis Evolution
Committee score moved marginally from 62.6 to 65.5.
- Conviction changed from moderate to high.
- Committee agreement increased modestly from 67% to 75%.
- Bullish support removed: 3 signal(s) disappeared.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) abstained: Risk Analyst, Value Analyst.
Analyst-level changes:
- Growth Analyst: score 68->82 (+14).
- Risk Analyst abstained (was neutral at 58).
- Value Analyst abstained (was bullish at 70).
Comparing 2026-08-23 to 2026-08-24 (1 day apart).
Technical Analysis
RSI (14)
38.9
Neutral
MACD Histogram
-1.318
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Hh Hl
Support
$318.56
Resistance
$345.59
Bollinger %B
0.21
Inside Bands
Price vs Moving Averages
EMA 9
$343.76
Above
EMA 21
$346.15
Below
EMA 50
$343.67
Above
EMA 200
$324.68
Above
Fundamental Analysis
Valuation
99
Growth
83
Profitability
62
Financial Health
51
Cash Flow
70
Valuation
P/E Ratio
12.0×
P/B Ratio
1.78×
PEG Ratio
0.50
Dividend Yield
1.15%
52W High
$365.91
52W Low
$265.30
Quality & Growth
ROE
1397.8%
ROA
378.6%
Gross Margin
3959.6%
Operating Margin
1818.9%
Revenue Growth YoY
—
Debt / Equity
0.24
AI Fundamental Assessment
P/E ratio of 12.0 (inexpensive relative to a 15-40x range); Price-to-book of 1.8x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.0%; Return on assets of 3.8%; Net margin of 18.1%; Gross margin of 39.6%; Current ratio of 0.83 (tight short-term liquidity); Debt-to-equity of 0.24; Free cash flow per share is positive (40.91); Most recent quarter beat estimates by 4.4%; 4 consecutive earnings beats; EPS growth accelerating (-9.3% -> +6.5% QoQ); Average YoY EPS growth of 18.2%; Analyst estimates flat over recent quarters
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