CB · NYSE · STOCK
Chubb (CB) Stock Analysis
$341.24
52W $265.30 – $365.91
63/100
$131.63B
12.0
0.37
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is CB Bullish or Bearish?
Bullish.
Innellis AI committee rates Chubb Limited (CB) Buy with a composite score of 63/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +11.86 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -8.14 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Value Analyst sees a compelling case — p/e of 11.8 is inexpensive for the broad market. Portfolio Manager remains cautious — sector concentration is already high (hhi 2796.97). This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- P/E of 11.8 is inexpensive for the broad market — Value
- ROE of 15.2% shows genuine earnings power backing the valuation — Value
- 4 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Low leverage (debt-to-equity 0.24) -- balance sheet can absorb a shock — Risk
Bear Case
- Current ratio of 0.15 is tight -- limited short-term liquidity cushion — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
63/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 31%
of 211 Financial Services peers
Value Analyst
bullish
70
/ 100 · High confidence
Classic value case: cheap on multiples with earnings power to back it up
+ P/E of 11.8 is inexpensive for the broad market
Growth Analyst
bullish
68
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ 4 consecutive earnings beats -- consistent execution
Technical Analyst
neutral
58
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
Risk Analyst
neutral
58
/ 100 · Moderate confidence
Moderate risk -- no single red flag, but nothing that clearly de-risks the position either
+ Low leverage (debt-to-equity 0.24) -- balance sheet can absorb a shock
− Current ratio of 0.15 is tight -- limited short-term liquidity cushion
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
60
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 61.8 to 63.1.
- Conviction changed from moderate to contested.
- Committee agreement fell notably from 67% to 50%.
- Bearish pressure eased: 1 signal(s) disappeared.
- Analyst(s) changed stance: News Analyst.
Analyst-level changes:
- News Analyst: stance bullish->neutral.
- Technical Analyst: score 48->58 (+10).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
63.6
Neutral
MACD Histogram
1.272
Bullish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$318.56
Resistance
$345.59
Bollinger %B
0.76
Inside Bands
Price vs Moving Averages
EMA 9
$336.31
Above
EMA 21
$336.40
Above
EMA 50
$338.62
Above
EMA 200
$328.41
Above
Fundamental Analysis
Valuation
99
Growth
83
Profitability
62
Financial Health
51
Cash Flow
70
Valuation
P/E Ratio
12.0×
P/B Ratio
1.78×
PEG Ratio
0.50
Dividend Yield
1.17%
52W High
$365.91
52W Low
$265.30
Quality & Growth
ROE
1397.8%
ROA
378.6%
Gross Margin
3959.6%
Operating Margin
1818.9%
Revenue Growth YoY
—
Debt / Equity
0.24
AI Fundamental Assessment
P/E ratio of 12.0 (inexpensive relative to a 15-40x range); Price-to-book of 1.8x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 14.0%; Return on assets of 3.8%; Net margin of 18.1%; Gross margin of 39.6%; Current ratio of 0.83 (tight short-term liquidity); Debt-to-equity of 0.24; Free cash flow per share is positive (40.91); Most recent quarter beat estimates by 4.4%; 4 consecutive earnings beats; EPS growth accelerating (-9.3% -> +6.5% QoQ); Average YoY EPS growth of 18.2%; Analyst estimates flat over recent quarters
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