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FIVE · NASDAQ · STOCK

Five Below (FIVE) Stock Analysis

Consumer Cyclical Updated September 20, 2026
$234.09
52W $137.77 – $263.88
67/100
$12.95B
20.8
0.99
AI Committee Verdict
Buy
67/100
Conviction: Moderate · 67% agreement · 6 analysts
+1.5%
-19.5%
0.08:1
Moderate
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.

Is FIVE Bullish or Bearish?

Bullish. Innellis AI committee rates Five Below (FIVE) Buy with a composite score of 67/100 , based on 6 analysts with 67% agreement. Last updated September 20, 2026.

What Would Change This View

Upgrade to Strong Buy
Requires a committee score of 75.0 — +8.48 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Watch
Requires the score to fall below 55.0 — -11.52 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The primary driver is revenue growing 25.6% yoy -- genuine top-line momentum. The main limiting factor is price-to-book of 5.0x prices in significant intangible value. The committee is constructive but not yet at full conviction.

Bull & Bear Case

Bull Case
  • ROE of 27.7% shows genuine earnings power backing the valuation — Value
  • Revenue growing 25.6% YoY -- genuine top-line momentum — Growth
  • EPS growing 125.3% YoY — Growth
  • 5 consecutive earnings beats -- consistent execution — Growth
  • Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
  • Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock — Risk
Bear Case
  • Price-to-book of 5.0x prices in significant intangible value — Value
  • MACD histogram negative -- bearish momentum — Technical
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of September 20, 2026
Overall Committee Score
67/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 2%
of 178 Consumer Cyclical peers
Value Analyst neutral
59 / 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 27.7% shows genuine earnings power backing the valuation
− Price-to-book of 5.0x prices in significant intangible value
Growth Analyst bullish
84 / 100 · High confidence
Strong, accelerating growth with consistent execution
+ Revenue growing 25.6% YoY -- genuine top-line momentum
Technical Analyst neutral
48 / 100 · High confidence
Mixed or range-bound price action
− MACD histogram negative -- bearish momentum
Risk Analyst bullish
80 / 100 · Low confidence
Risk profile is manageable -- leverage, volatility, and event exposure all look contained
+ Low leverage (debt-to-equity 0.00) -- balance sheet can absorb a shock
Macro Analyst bullish
65 / 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst bullish
63 / 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.18 across 36 articles, 14d)
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2518.64)
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Investment Thesis Evolution

Committee score moved marginally from 66.5 to 66.5.

Comparing 2026-09-19 to 2026-09-20 (1 day apart).

Technical Analysis

RSI (14)
37.6
Neutral
MACD Histogram
-2.830
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$188.47
Resistance
$237.70
Bollinger %B
0.12
Inside Bands
Price vs Moving Averages
EMA 9
$240.41 Below
EMA 21
$241.09 Below
EMA 50
$232.22 Above
EMA 200
$206.88 Above

Fundamental Analysis

Valuation
73
Growth
85
Profitability
63
Financial Health
92
Cash Flow
70
Valuation
P/E Ratio 20.8×
P/B Ratio 5.21×
PEG Ratio 0.17
Dividend Yield 0.00%
52W High $263.88
52W Low $137.77
Quality & Growth
ROE 1635.2%
ROA 649.4%
Gross Margin 3837.8%
Operating Margin 1475.0%
Revenue Growth YoY
Debt / Equity 0.82
AI Fundamental Assessment
P/E ratio of 20.8 (inexpensive relative to a 15-40x range); Price-to-book of 5.2x; PEG ratio of 0.2 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 16.4%; Return on assets of 6.5%; Net margin of 11.7%; Gross margin of 38.4%; Current ratio of 2.22 (healthy short-term liquidity); Debt-to-equity of 0.82; Free cash flow per share is positive (10.87); Most recent quarter beat estimates by 18.4%; 5 consecutive earnings beats; EPS growth accelerating (-48.5% -> -24.3% QoQ); Average YoY EPS growth of 107.4%; Analyst estimates falling over recent quarters
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