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FIVN · NASDAQ · STOCK

Five9 (FIVN) Stock Analysis

Technology Updated September 06, 2026
$33.29
52W $13.29 – $35.18
56/100
$2.55B
43.8
1.49
AI Committee Verdict
Watch
56/100
Conviction: Contested · 60% agreement · 5 analysts
-28.8%
Contested

Is FIVN Bullish or Bearish?

Mixed. Innellis AI committee rates Five9, Inc. (FIVN) Watch with a composite score of 56/100 , based on 5 analysts with 60% agreement. Last updated September 06, 2026.

What Would Change This View

Upgrade to Buy
Requires a committee score of 60.0 — +3.62 from today. Applies on the first day at or above the line; upgrades are never dampened.
Downgrade to Reduce
Requires the score to fall below 40.0 — -16.38 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.

Executive Summary

The committee is genuinely divided. Macro Analyst sees a compelling case — vix regime is low -- calm backdrop supports risk-taking. Value Analyst remains cautious — p/e of 41.8 is expensive by classic value standards. This disagreement is itself the signal — the setup is not clean in either direction.

Bull & Bear Case

Bull Case
  • EPS growing 505.9% YoY — Growth
  • Price structure making higher highs and higher lows — Technical
  • Trend and market structure agree -- coherent bullish picture — Technical
  • VIX regime is low -- calm backdrop supports risk-taking — Macro
Bear Case
  • P/E of 41.8 is expensive by classic value standards — Value
  • Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
  • MACD histogram negative -- bearish momentum — Technical
  • Daily trend (uptrend) conflicts with the weekly trend (downtrend) -- fighting the larger trend — Technical
Both cases are generated from quantitative data signals, not qualitative or forward-looking judgement. They summarise what the numbers say today.
Price History (6M)

AI Investment Committee

Committee Consensus As of September 06, 2026
Overall Committee Score
56/100
Agreement
60%
Analysts
5
Conviction
Contested
Sector Rank
Top 82%
of 287 Technology peers
Value Analyst bearish
38 / 100 · Moderate confidence
Multiples don't clear a genuine value bar here, or cheapness looks justified by weak fundamentals
− P/E of 41.8 is expensive by classic value standards
Growth Analyst neutral
53 / 100 · High confidence
Moderate growth -- present but not remarkable
+ EPS growing 505.9% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst neutral
51 / 100 · High confidence
Mixed or range-bound price action
+ Price structure making higher highs and higher lows
− MACD histogram negative -- bearish momentum
Macro Analyst bullish
80 / 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
+ VIX regime is low -- calm backdrop supports risk-taking
News Analyst neutral
60 / 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager neutral
45 / 100 · High confidence
Portfolio-level factors are mixed -- worth a deliberate sizing decision, not a default-size position
+ Portfolio position concentration is currently healthy
− Sector concentration is already high (HHI 2704.43)
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Investment Thesis Evolution

Committee score moved marginally from 56.4 to 56.4.

Analyst-level changes:
  • Value Analyst: +1 bearish signal(s).

Comparing 2026-09-05 to 2026-09-06 (1 day apart).

Technical Analysis

RSI (14)
51.4
Neutral
MACD Histogram
-0.238
Bearish Momentum
Trend Direction
Uptrend
Weekly: Downtrend
Market Structure
Hh Hl
Bollinger %B
0.54
Inside Bands
Price vs Moving Averages
EMA 9
$33.54 Below
EMA 21
$32.41 Above
EMA 50
$29.32 Above
EMA 200
$24.21 Above

Fundamental Analysis

Valuation
58
Growth
54
Profitability
40
Financial Health
87
Cash Flow
70
Valuation
P/E Ratio 43.8×
P/B Ratio 3.20×
PEG Ratio 0.07
Dividend Yield 0.00%
52W High $35.18
52W Low $13.29
Quality & Growth
ROE 501.6%
ROA 220.2%
Gross Margin 5470.3%
Operating Margin 485.6%
Revenue Growth YoY
Debt / Equity 1.03
AI Fundamental Assessment
P/E ratio of 43.8 (rich relative to a 15-40x range); Price-to-book of 3.2x; PEG ratio of 0.1 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 5.0%; Return on assets of 2.2%; Net margin of 4.9%; Gross margin of 54.7%; Current ratio of 4.15 (healthy short-term liquidity); Debt-to-equity of 1.03; Free cash flow per share is positive (2.64); Most recent quarter beat estimates by 0.8%; 2 consecutive earnings beats; EPS growth decelerating (-5.0% -> -7.9% QoQ); Analyst estimates falling over recent quarters
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