GWRE · NYSE · STOCK
Guidewire Software (GWRE) Stock Analysis
$167.29
52W $102.30 – $255.89
53/100
$13.93B
101.4
1.03
Is GWRE Bullish or Bearish?
Mixed.
Innellis AI committee rates Guidewire Software (GWRE) Watch with a composite score of 53/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.74 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.26 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 104.6% yoy. Value Analyst remains cautious — p/e of 97.0 is expensive by classic value standards. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- EPS growing 104.6% YoY — Growth
- 5 consecutive earnings beats -- consistent execution — Growth
- Quarter-over-quarter growth rate is ACCELERATING, not just positive — Growth
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (sideways) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- P/E of 97.0 is expensive by classic value standards — Value
- Price-to-book of 10.6x prices in significant intangible value — Value
- Bollinger bandwidth of 21.4% signals elevated volatility — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
53/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 85%
of 287 Technology peers
Value Analyst
bearish
25
/ 100 · Moderate confidence
Multiples don't clear a genuine value bar here, or cheapness looks justified by weak fundamentals
− P/E of 97.0 is expensive by classic value standards
Growth Analyst
bullish
79
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 104.6% YoY
Technical Analyst
bullish
61
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ MACD histogram positive -- bullish momentum
Risk Analyst
bearish
35
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− Bollinger bandwidth of 21.4% signals elevated volatility
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
neutral
55
/ 100 · Low confidence
News flow is mixed or quiet -- no strong signal either way right now
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 53.3 to 53.3.
- New bearish signals: 2 appeared.
- Bearish pressure eased: 2 signal(s) disappeared.
Analyst-level changes:
- Risk Analyst: +1 bearish signal(s).
- Value Analyst: +1 bearish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
69.9
Neutral
MACD Histogram
2.986
Bullish Momentum
Trend Direction
Sideways
Weekly: Sideways
Market Structure
Hh Hl
Support
$167.06
Resistance
$172.29
Bollinger %B
0.95
Inside Bands
Price vs Moving Averages
EMA 9
$159.94
Above
EMA 21
$157.98
Above
EMA 50
$158.35
Above
EMA 200
$160.40
Above
Fundamental Analysis
Valuation
33
Growth
92
Profitability
65
Financial Health
89
Cash Flow
70
Valuation
P/E Ratio
101.4×
P/B Ratio
11.62×
PEG Ratio
1.03
Dividend Yield
0.00%
52W High
$255.89
52W Low
$102.30
Quality & Growth
ROE
1166.8%
ROA
540.5%
Gross Margin
6421.3%
Operating Margin
1018.9%
Revenue Growth YoY
—
Debt / Equity
0.59
AI Fundamental Assessment
P/E ratio of 101.4 (rich relative to a 15-40x range); Price-to-book of 11.6x; PEG ratio of 1.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 11.7%; Return on assets of 5.4%; Net margin of 9.4%; Gross margin of 64.2%; Current ratio of 1.79 (healthy short-term liquidity); Debt-to-equity of 0.59; Free cash flow per share is positive (3.50); Most recent quarter beat estimates by 2.8%; 5 consecutive earnings beats; EPS growth accelerating (-29.9% -> +20.7% QoQ); Average YoY EPS growth of 17.9%; Analyst estimates rising over recent quarters
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