LAZ · NYSE · STOCK
Lazard (LAZ) Stock Analysis
$36.77
52W $34.76 – $58.75
49/100
$3.58B
16.1
1.46
Is LAZ Bullish or Bearish?
Mixed.
Innellis AI committee rates Lazard Inc (LAZ) Watch with a composite score of 49/100
, based on 6 analysts with 33% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +10.73 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -9.27 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. News Analyst sees a compelling case — news sentiment is positive (+0.25 across 12 articles, 14d). Growth Analyst remains cautious — eps declining -28.7% yoy despite any revenue growth. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 25.9% shows genuine earnings power backing the valuation — Value
- Dividend yield of 7.3% pays you to wait — Value
- MACD histogram positive -- bullish momentum — Technical
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
- News sentiment is positive (+0.25 across 12 articles, 14d) — News
Bear Case
- Price-to-book of 5.3x prices in significant intangible value — Value
- Debt-to-equity of 2.42 adds balance-sheet risk to the value case — Value
- EPS declining -28.7% YoY despite any revenue growth — Growth
- 2 consecutive earnings misses -- execution concerns — Growth
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
49/100
Agreement
33%
Analysts
6
Conviction
Contested
Sector Rank
Top 97%
of 211 Financial Services peers
Value Analyst
neutral
50
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 25.9% shows genuine earnings power backing the valuation
− Price-to-book of 5.3x prices in significant intangible value
Growth Analyst
bearish
29
/ 100 · High confidence
Growth story is weak, decelerating, or inconsistent
− EPS declining -28.7% YoY despite any revenue growth
Technical Analyst
neutral
56
/ 100 · High confidence
Mixed or range-bound price action
+ MACD histogram positive -- bullish momentum
− Price structure making lower highs and lower lows
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.42) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
66
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
+ News sentiment is positive (+0.25 across 12 articles, 14d)
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 49.8 to 49.3.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 1 appeared.
- Bearish pressure eased: 1 signal(s) disappeared.
Analyst-level changes:
- News Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
52.3
Neutral
MACD Histogram
0.235
Bullish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Mixed
Support
$32.09
Resistance
$46.33
Bollinger %B
0.57
Inside Bands
Price vs Moving Averages
EMA 9
$36.25
Above
EMA 21
$37.30
Below
EMA 50
$39.57
Below
EMA 200
$44.12
Below
Fundamental Analysis
Valuation
85
Growth
11
Profitability
63
Financial Health
54
Cash Flow
70
Valuation
P/E Ratio
16.1×
P/B Ratio
4.07×
PEG Ratio
-0.57
Dividend Yield
5.44%
52W High
$58.75
52W Low
$34.76
Quality & Growth
ROE
2710.8%
ROA
479.3%
Gross Margin
4722.9%
Operating Margin
1046.5%
Revenue Growth YoY
—
Debt / Equity
2.35
AI Fundamental Assessment
P/E ratio of 16.1 (inexpensive relative to a 15-40x range); Price-to-book of 4.1x; PEG ratio of -0.6 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 27.1%; Return on assets of 4.8%; Net margin of 6.9%; Gross margin of 47.2%; Current ratio of 2.83 (healthy short-term liquidity); Debt-to-equity of 2.35; Free cash flow per share is positive (6.88); Most recent quarter missed estimates by 66.3%; 2 consecutive earnings misses; EPS growth decelerating (-47.5% -> -71.4% QoQ); Analyst estimates falling over recent quarters
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