ORCL · NYSE · STOCK
Oracle (ORCL) Stock Analysis
$141.46
52W $114.50 – $322.54
53/100
$407.67B
21.8
1.77
Is ORCL Bullish or Bearish?
Mixed.
Innellis AI committee rates Oracle Corporation (ORCL) Watch with a composite score of 53/100
, based on 6 analysts with 50% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Buy
- Requires a committee score of 60.0 — +6.66 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Reduce
- Requires the score to fall below 40.0 — -13.34 from today. The band boundary is 45.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
The committee is genuinely divided. Growth Analyst sees a compelling case — eps growing 49.1% yoy. Risk Analyst remains cautious — high leverage (debt-to-equity 3.23) amplifies downside in a stress scenario. This disagreement is itself the signal — the setup is not clean in either direction.
Bull & Bear Case
Bull Case
- ROE of 42.6% shows genuine earnings power backing the valuation — Value
- EPS growing 49.1% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
- Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement — Technical
Bear Case
- Price-to-book of 16.8x prices in significant intangible value — Value
- Debt-to-equity of 3.23 adds balance-sheet risk to the value case — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure making lower highs and lower lows — Technical
- MACD histogram negative -- bearish momentum — Technical
- Price structure (HH_HL) contradicts the downtrend -- mixed signals — Technical
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
53/100
Agreement
50%
Analysts
6
Conviction
Contested
Sector Rank
Top 84%
of 287 Technology peers
Value Analyst
neutral
50
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ ROE of 42.6% shows genuine earnings power backing the valuation
− Price-to-book of 16.8x prices in significant intangible value
Growth Analyst
bullish
66
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 49.1% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
neutral
47
/ 100 · High confidence
Mixed or range-bound price action
+ Weekly trend (downtrend) confirms the daily trend -- multi-timeframe agreement
− Price structure making lower highs and lower lows
Risk Analyst
bearish
30
/ 100 · Low confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 3.23) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
62
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score weakened from 58.1 to 53.3.
- Bullish support removed: 1 signal(s) disappeared.
- Analyst(s) changed stance: Risk Analyst.
Analyst-level changes:
- News Analyst: score 70->62 (-9).
- Risk Analyst: stance neutral->bearish; score 50->30 (-20).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
49.8
Neutral
MACD Histogram
-0.031
Bearish Momentum
Trend Direction
Downtrend
Weekly: Downtrend
Market Structure
Hh Hl
Support
$135.27
Resistance
$170.59
Bollinger %B
0.47
Inside Bands
Price vs Moving Averages
EMA 9
$140.87
Above
EMA 21
$142.51
Below
EMA 50
$145.39
Below
EMA 200
$164.45
Below
Fundamental Analysis
Valuation
66
Growth
74
Profitability
91
Financial Health
20
Cash Flow
15
Valuation
P/E Ratio
21.8×
P/B Ratio
6.29×
PEG Ratio
0.48
Dividend Yield
1.41%
52W High
$322.54
52W Low
$114.50
Quality & Growth
ROE
4019.7%
ROA
652.8%
Gross Margin
6394.7%
Operating Margin
3236.3%
Revenue Growth YoY
—
Debt / Equity
2.34
AI Fundamental Assessment
P/E ratio of 21.8 (inexpensive relative to a 15-40x range); Price-to-book of 6.3x; PEG ratio of 0.5 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 40.2%; Return on assets of 6.5%; Net margin of 26.4%; Gross margin of 63.9%; Current ratio of 1.17 (tight short-term liquidity); Debt-to-equity of 2.34; Free cash flow per share is negative (-9.68); Most recent quarter beat estimates by 8.2%; 4 consecutive earnings beats; EPS growth decelerating (+13.4% -> -5.4% QoQ); Average YoY EPS growth of 30.6%; Analyst estimates rising over recent quarters
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