NASDAQ · STOCK
SoFi Technologies
$17.54
52W $14.92 – $32.73
53/100
$22,724
39.4
2.22
Bull & Bear Case
Bull Case
- Weekly trend: uptrend.
- Daily downtrend but weekly uptrend — possible early reversal but not yet confirmed on the daily.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- MACD histogram is negative (-0.009) — bearish momentum.
- Bearish candlestick pattern(s) detected: Shooting Star.
- Risk/reward is unfavorable: 13.2% downside vs 7.1% upside.
AI Investment Committee
Committee Consensus
As of July 08, 2026
Overall Committee Score
53/100
The AI Investment Committee is an ensemble of six specialized analytical agents: Value Analyst, Technical Analyst, Growth Analyst, Risk Analyst, Macro Analyst, and News Analyst. Each agent independently evaluates SOFI using dedicated data signals, then the committee aggregates their verdicts into a final score and recommendation. This multi-agent approach reduces individual model bias and provides a more balanced investment assessment.
Technical Analysis
RSI (14)
41.4
Neutral
MACD Histogram
-0.009
Bearish Momentum
Trend Direction
Sideways
Weekly: Uptrend
Market Structure
Mixed
Support
$14.93
Resistance
$18.42
Bollinger %B
0.41
Inside Bands
Price vs Moving Averages
EMA 9
$17.81
Below
EMA 21
$17.53
Above
EMA 50
$17.37
Above
EMA 200
$19.41
Below
Fundamental Analysis
Valuation
39
Growth
73
Profitability
14
Financial Health
100
Valuation
P/E Ratio
39.4×
P/B Ratio
3.15×
PEG Ratio
—
Dividend Yield
—
52W High
$32.73
52W Low
$14.92
Quality & Growth
ROE
625.0%
ROA
121.0%
Gross Margin
—
Operating Margin
-1992.1%
Revenue Growth YoY
+20552.8%
Debt / Equity
0.17
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 39.4 (rich relative to a 15-40x range); Price-to-book of 3.1x; Revenue growth (YoY) of 205.5%; EPS growth (YoY) of 5.9%; Return on equity of 6.2%; Return on assets of 1.2%; Net margin of -19.8%; Debt-to-equity of 0.17; Earnings-history trend unavailable; growth based on TTM year-over-year only.
Key Risks
- MACD histogram is negative (-0.009) — bearish momentum.
- Bearish candlestick pattern(s) detected: Shooting Star.
- Risk/reward is unfavorable: 13.2% downside vs 7.1% upside.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
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