NASDAQ · STOCK
Synchrony Financial
$68.24
52W $63.08 – $88.77
72/100
$25.40B
7.1
1.33
Bull & Bear Case
Bull Case
- Daily trend: uptrend.
- Weekly trend: uptrend.
- Daily and weekly trends are both bullish — multi-timeframe alignment, highest confidence.
- Daily volatility (ATR%) above ~3% is treated as elevated risk.
Bear Case
- MACD histogram is negative (-0.298) — bearish momentum.
- Lower Highs / Lower Lows structure confirms bearish price action.
AI Investment Committee
Committee Consensus
As of July 08, 2026
Overall Committee Score
72/100
The AI Investment Committee is an ensemble of six specialized analytical agents: Value Analyst, Technical Analyst, Growth Analyst, Risk Analyst, Macro Analyst, and News Analyst. Each agent independently evaluates SYF using dedicated data signals, then the committee aggregates their verdicts into a final score and recommendation. This multi-agent approach reduces individual model bias and provides a more balanced investment assessment.
Technical Analysis
RSI (14)
33.5
Neutral
MACD Histogram
-0.298
Bearish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$69.77
Resistance
$77.41
Bollinger %B
0.24
Inside Bands
Price vs Moving Averages
EMA 9
$75.63
Below
EMA 21
$75.06
Below
EMA 50
$73.89
Below
EMA 200
$72.39
Below
Fundamental Analysis
Valuation
98
Growth
100
Profitability
67
Financial Health
80
Valuation
P/E Ratio
7.1×
P/B Ratio
1.79×
PEG Ratio
—
Dividend Yield
1.59%
52W High
$88.77
52W Low
$63.08
Quality & Growth
ROE
2141.0%
ROA
301.0%
Gross Margin
—
Operating Margin
1839.3%
Revenue Growth YoY
+2048.4%
Debt / Equity
0.91
AI Fundamental Assessment
[reduced confidence: limited earnings history] P/E ratio of 7.1 (inexpensive relative to a 15-40x range); Price-to-book of 1.8x; Revenue growth (YoY) of 20.5%; EPS growth (YoY) of 32.1%; Return on equity of 21.4%; Return on assets of 3.0%; Net margin of 14.1%; Debt-to-equity of 0.91; Earnings-history trend unavailable; growth based on TTM year-over-year only.
Key Risks
- MACD histogram is negative (-0.298) — bearish momentum.
- Lower Highs / Lower Lows structure confirms bearish price action.
This risk summary is generated from quantitative data signals, not qualitative opinion. All investors should conduct their own due diligence. This is not financial advice.
Get the Full SYF Analysis
Interactive charts · Live committee votes · Trade plan · Paper trading · AI Q&A
Open in Terminal →
Mobile