TDC · NYSE · STOCK
Teradata (TDC) Stock Analysis
$30.60
52W $20.42 – $41.78
56/100
$2.88B
6.2
0.62
⚠
Buy rating, but near-term risk/reward is unfavorable
The long-term recommendation is based on the composite investment score. The near-term risk/reward is based on nearby support and resistance levels. These can differ when a strong company trades close to resistance with support further below.
Is TDC Bullish or Bearish?
Bullish.
Innellis AI committee rates Teradata Corporation (TDC) Buy with a composite score of 56/100
, based on 6 analysts with 67% agreement.
Last updated October 10, 2026.
What Would Change This View
- Upgrade to Strong Buy
- Requires a committee score of 75.0 — +19.01 from today. Applies on the first day at or above the line; upgrades are never dampened.
- Downgrade to Watch
- Requires the score to fall below 55.0 — -0.99 from today. The band boundary is 60.0, but a one-step downgrade must clear a further margin first. A score oscillating around the line should not change the rating every night.
Executive Summary
Supporting evidence favours the bullish case. The main limiting factor is sector concentration is already high (hhi 2796.97). The committee is constructive but not yet at full conviction.
Bull & Bear Case
Bull Case
- P/E of 6.2 is inexpensive for the broad market — Value
- ROE of 114.6% shows genuine earnings power backing the valuation — Value
- EPS growing 319.8% YoY — Growth
- 4 consecutive earnings beats -- consistent execution — Growth
- Price structure making higher highs and higher lows — Technical
- MACD histogram positive -- bullish momentum — Technical
Bear Case
- Price-to-book of 12.3x prices in significant intangible value — Value
- Debt-to-equity of 2.40 adds balance-sheet risk to the value case — Value
- Growth rate is decelerating quarter over quarter -- the trend line matters more than the level — Growth
- Price structure (LH_LL) contradicts the uptrend -- mixed signals — Technical
- Price trading above the upper Bollinger Band -- stretched — Technical
- High leverage (debt-to-equity 2.40) amplifies downside in a stress scenario — Risk
Both cases are generated from quantitative data signals, not qualitative or
forward-looking judgement. They summarise what the numbers say today.
Price History (6M)
AI Investment Committee
Committee Consensus
As of October 10, 2026
Overall Committee Score
56/100
Agreement
67%
Analysts
6
Conviction
Moderate
Sector Rank
Top 68%
of 287 Technology peers
Value Analyst
neutral
55
/ 100 · High confidence
Fair value -- neither a bargain nor obviously overpriced
+ P/E of 6.2 is inexpensive for the broad market
− Price-to-book of 12.3x prices in significant intangible value
Growth Analyst
bullish
60
/ 100 · High confidence
Strong, accelerating growth with consistent execution
+ EPS growing 319.8% YoY
− Growth rate is decelerating quarter over quarter -- the trend line matters more than the level
Technical Analyst
bullish
63
/ 100 · High confidence
Price action is constructive -- trend and momentum agree
+ Price structure making higher highs and higher lows
− Price structure (LH_LL) contradicts the uptrend -- mixed signals
Risk Analyst
bearish
32
/ 100 · Moderate confidence
Elevated risk from leverage, volatility, event exposure, or portfolio concentration -- size accordingly
− High leverage (debt-to-equity 2.40) amplifies downside in a stress scenario
Macro Analyst
bullish
65
/ 100 · Low confidence
Macro backdrop is supportive of risk assets generally, and this name's beta works in its favor
News Analyst
bullish
60
/ 100 · Low confidence
News flow and recent filings/analyst actions are net positive
Portfolio Manager
bearish
30
/ 100 · Moderate confidence
The existing book itself argues for caution here, independent of how good this specific stock looks
− Sector concentration is already high (HHI 2796.97)
Investment Thesis Evolution
Committee score moved marginally from 55.2 to 56.0.
- Conviction changed from contested to moderate.
- Committee agreement increased notably from 50% to 67%.
- New bearish signals: 2 appeared.
- Bullish support removed: 1 signal(s) disappeared.
- New bullish signals: 3 appeared.
- Analyst(s) changed stance: Technical Analyst.
Analyst-level changes:
- Technical Analyst: stance neutral->bullish; score 58->63 (+5); +2 bearish signal(s); +2 bullish signal(s).
- Value Analyst: +1 bullish signal(s).
Comparing 2026-10-09 to 2026-10-10 (1 day apart).
Technical Analysis
RSI (14)
67.5
Neutral
MACD Histogram
0.125
Bullish Momentum
Trend Direction
Uptrend
Weekly: Uptrend
Market Structure
Lh Ll
Support
$29.05
Resistance
$32.02
Bollinger %B
1.05
Above Upper Band
Price vs Moving Averages
EMA 9
$29.79
Above
EMA 21
$29.37
Above
EMA 50
$29.31
Above
EMA 200
$29.08
Above
Fundamental Analysis
Valuation
83
Growth
62
Profitability
93
Financial Health
55
Cash Flow
70
Valuation
P/E Ratio
6.2×
P/B Ratio
4.84×
PEG Ratio
0.02
Dividend Yield
0.00%
52W High
$41.78
52W Low
$20.42
Quality & Growth
ROE
5652.2%
ROA
730.8%
Gross Margin
6091.1%
Operating Margin
762.9%
Revenue Growth YoY
—
Debt / Equity
0.17
AI Fundamental Assessment
P/E ratio of 6.2 (inexpensive relative to a 15-40x range); Price-to-book of 4.8x; PEG ratio of 0.0 (under 1.0 suggests growth is undervalued relative to price); Return on equity of 56.5%; Return on assets of 7.3%; Net margin of 27.1%; Gross margin of 60.9%; Current ratio of 0.91 (tight short-term liquidity); Debt-to-equity of 0.17; Free cash flow per share is positive (7.93); Most recent quarter beat estimates by 22.4%; 4 consecutive earnings beats; EPS growth decelerating (+18.9% -> -21.6% QoQ); Analyst estimates flat over recent quarters
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